Three products, one goal: give everyday Americans access to the financial products they deserve.
Avant was founded in 2012 with the goal to improve the borrowing experience for middle-income consumers. Avant now has a credit card, secured and unsecured personal loans and has helped over a million people get the financial products they deserve. A combination of technology, analytics and superior customer service allows Avant to provide a fast, fully-online process for personal loans and credit cards.
I’m convinced they just collect information with no intent to loan. I applied for a loan almost 2 weeks ago. I make almost 6 figures, applying for a $5000 loan That I was pre-approved through using Acorn. Every time I called to check the status, They read from a script saying that it’s still under review by a manager, please continue to check the dashboard. I’m almost certain most of the positive reviews are fake. I have good credit, a good job… I wish I would’ve just applied for a line of credit at my bank. Beware, they will waste your time. I plan on disputing the credit pull.
I am really happy with my experience! I have not had any issues with them. The payments aren't outrageous and neither are their fees. They are a credit card I will be keeping. Thank you for helping build my credit back up.
Never thought I would be getting a increase thanks so much
I have used Avant over the past 10 + years and they have always been very helpful, respectful and understanding with my financial needs…
I kept seeing them on my credit karma and I decided to apply because I was in a bind and needed the help. This process was so easy and within minutes I was approved for a great amount that helped me get out of my bind. Never had an experience this easy before and I loved it. Monthly payments are affordable as well.
It was quick and accurate
I’m very thankful for Avant! They have come thru for me when my own credit union wouldn’t! Which by the way, Banner Federal Credit Union SUCKS!!! I’m very grateful and thankful for Avant! My credit union has been ABSOLUTELY NO HELP!!! I don’t even bank with Avant and twice they have backed me and made my life a little simpler! Thank you so much! God bless this company and I wish you all the best!!!
it was very fast and simple
Quick and easy application. I was surprised how fast it was. Even though I was a customer in the past.
One word SIMPLE thank you
Around September, 2024 I once again had my identity stolen. I kept paying my Avant card because it was within my reach. After that everything went haywire. Avant sent me a new card giving me the impression that it was time for a renewal. Upon destroying the old card and activating the new one the new one was rejected. When I called to inquire why they said, "this is an attempt to collect a debt." I responded, "what debt?" my account is current. When I asked to explain why they had shut my card down as I had not been late on 1 payment in almost 3 years they kept responding this is an attempt to collect a debt. Therefore I told them I would not make any more payments until they straightened this out and I was not going to go back and pick up previous months payments due to their error. Well here we are December 11, 2024. They wrote me a letter indicated that I was in fact correct and indicated I would have a new card in 7-14 days. I have the new card, have not activated and they are showing once again that I am in the state of them trying to collect a debt. This has got to be one of the most fly by night companies I have ever been involved with. If they think I'm giving them another dime they are crazier than I thought. Until they figure this out they can eat shit. Additionally I told them I wanted to contact corporate and they told me they had neither a phone number or address.
Avant refuses to pay back my incidentals that were supposed to be returned in 24-48 hours of check out from my hotel and return of my rental car. The Marriott and Thrifty rental company maintain the card company is responsible for releasing the funds. It has been over six months of calling and now they say it’s past the 6 month mark so I’m responsible for the charges. I was not given any goods or services for these charges, totaling almost $600, as these were ‘incidental’ charges. I was hung up on multiple times and transferred from person to person so many times. Zero communication between departments as this was a simple release of funds that could have been easily communicated and taken care of instantly. At this point it’s fraudulent and theft, until it is taken care of and the funds are returned.
Avant chooses to not participate in any kind of non-profit counseling help with debt, rather to stoop to predatory practices of not letting a person out of debt, but to stack on extra late fees etc. They love to force you over limit, so they can add on extra late and over limit fees. Please beware of predatory lenders preying on the poor.
The process is simple and easy to complete
The company is a great company to have a line of credit like the credit card, there was no hassle in increasing my account.
Quick and easy process
The service was very fast and easy.
Wonderful experience, quick approval, no nonsense.
My card has been great in helping me improve my credit score! Highly recommend!! I've been able to increase my credit limit which automatically helped my credit score. This card has been a blessing!
Martha Lewis
Dec 15,2024Great card never a problem, plus got a loan too paid off this December 2024 ,then credit line increase. I.love Avant they believed in me. Thank you very happy with my card Avant. 😀