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Momenta Finance, formerly known as Merchant Money, is a leading business finance provider operating throughout the UK. We specialise in supporting small and medium-sized enterprises (SMEs) with tailored business loan facilities.
Our offerings include Unsecured Business Loans, Secured Business Loans, Business Cash Advances, Bridging Loans, and Asset Finance. By combining advanced risk assessment technology with practical common sense, we have revolutionised the approach to business lending. This allows us to efficiently assess and approve loans, providing businesses with the financial support they need promptly.
We're proud to be accredited by the government-owned British Business Bank. For more information about our services, please visit our website or email us. We look forward to helping your business succeed
Reviews 96
Daniel Lawrence
Jan 28,2025simple clean and easy process, thanks!
Scott Kennedy
Nov 10,2024Great service and a wealth of Knowledge....
D Read
Sep 15,2024Great service especially from Tom who was so helpful . Everything was well explained and acted upon efficiently
Mr N T Jeffery
Aug 28,2024The speed of the loan going through when needed was excellent with good contact and minimal paperwork.
Gary Smith
Aug 09,2024Couldn’t be happier with service and customer liaison five star service
Kiran Babu Davis
Aug 07,2024Avoid this firm .. Unfair Practices and Exorbitant Charges Our experience with Momenta Finance / Merchant Money has been nothing short of a nightmare. In April last year took a loan of with terms that allowed for early closure, accruing interest only up to the closure date. Despite this, our attempts to repay early were consistently denied, and we were met with demands for exorbitant amounts far exceeding our expectations. By the time I had paid nine installments, they were effectively asking me to repay a sum almost twice the loan amount within one year, resulting in an absurd interest rate of approximately 71%. During this period, my business bank account faced repeated blockages due to international transactions, which I promptly informed Merchant Money about. Nonetheless, their legal team communicated a demand almost twice the loan amount, including uncapitalised future interest and unfair legal expenses. When I attempted to close the loan early in February, the quoted settlement was significantly higher than the expected balance according to their repayment chart. My queries about this discrepancy were ignored. Furthermore, despite multiple attempts to reset the direct debit to a different bank account, these requests were consistently declined. To my shock, I discovered a County Court Judgment (CCJ) against me via Experian, with no prior correspondence or warnings. Adding to the distress, it turned out that the individual who had issued the payment demand was not associated with the stated firm, raising serious concerns about the legitimacy of their actions. This entire deal has caused immense professional and personal distress. Merchant Money's refusal to cooperate, their misleading communication, and the issuance of a CCJ without prior notice have been profoundly unfair
Simon Jones
Jul 30,2024First class service
Gary Smith
Jun 22,2024Every step of the way was great help great professionalism 5 star all the way
Next Step IndependenceLtd
Jun 15,2024From start to finish the process was seamless , a very helpful company to do business with.
GW
Jun 03,2024Very quick and straightforward, funded in full using an all-online onboarding process.
Mr Buchert
May 30,2024Thank you guys you are the best♥️♥️♥️
Daniel
May 22,2024Momenta were very easy to deal with and the process was very speedy
Brian M
Apr 05,2024Offer no support if you face financial difficulties. Instead would rather call upon PG's
oluwatoni odusanya
Mar 13,2024simply pleasing. they stand with you.
ELIE EL-CHOUEIRY
Mar 06,2024They are very professional I gad dealt with them for few years and always great service
Andrew Norton
Feb 28,2024Fantastic experience from start to finish. Open dialogue with clear actions and requirements made the whole process simple and fast. I hope to work with momenta again for future funding requirements.
Mark Hamilton-Davies
Feb 14,2024Great service speedy decision and quick drawdown of funds
RB
Dec 15,2023Quick decision making and service
Michael
Nov 03,2023We had an excellent experience with Momenta from start to finish. Our requirement was not straight forward by any means however the team (Emma, Tom, Luke, Owen & Rachael) were incredibly accomodating and got us the funds quickly! With this funding we've been able to buy our business premises and this will help take our business to the next level. This is something we couldn't have done without Momenta as we had already been declined by our bank. Thank you all and we look forward to doing further business with you in future!
1-3 Canfield Place (suite C), NW6 3BT, London, GB
http://momentafinance.co.uk
Jay
Feb 25,2025very easy to deal with, very efficient process, quick and pragmatic!