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Reviews 443
Lloyd Brogan
Jun 23,2017When I first heard about Payability, I was hugely skeptical. Plus, I was very nervous about giving them access to my bank account. But the premise of consistent cash flow from Amazon was very alluring for many reasons. And invoice factoring (which is essentially Payability’s business model) is a long standing business practice. So I gritted my teeth, said a little prayer hoping that Payability was real, and made the decision to move forward. That was a couple of months ago and I can’t be happier. Every claim Payability made has been accurate and truthful. Payability was very helpful in the beginning. All my questions were answered and I was carefully walked through the setup. My only issue is that their fee of 2% is based on your total Amazon receivables before fees, not on the funds Amazon actually pays you. But still worth it. I have already been able to shore up my inventory and we are starting to add new products. If you believe consistent cash flow can help you grow your Amazon business, like it did my company, then Payability is your answer.
Norma Jeanne Leite
Jun 13,2017Signed up a couple weeks ago. Very nice to have the money coming in daily, launched 3 new products because of this. HOWEVER, they have been holding on to my reserve from Amazon for 8 days now. Do NOT keep their promises to call within an hour or whatever time they say they will call back to resolve this. Two times now have been promised a resolution the next day, and nothing. Next step will be attorney. Best to get a line of credit. Belong to a huge group of Amazon sellers. Too bad I will be sharing negative experience. Very bad to mess with client's money! Update: after several days this issue was resolved, they put money in my account and didn't charge fees. So far hasn't happened again.
Anthony
Jun 08,2017Since joining payability, my cash flow has improved dramatically. In business cash flow is lifeblood of the business. I am able to list more, sell more and get my sales proceeds next day. This is a dream of every seller to get paid fast enough and that is what payability offers.
Angela
Jun 08,2017I began using Payability about a month ago to help with my cash flow for my Amazon business. All I can say is THANK YOU PAYABILITY! It has taken the stress of having to wait two weeks to reload my cash flow and has given me an opportunity to increase my business from 30k to 50k in a month. I highly recommend this service to any small business owner trying to grow their business.
Growler Republic
Jun 08,2017Payability is a great resource for new, cash-strapped sellers. It is easy to setup and use. The next day access to funds really makes it easier to pay for expenses and purchase new inventory.
MON
Jun 08,2017Payability is super dope
Nathan Carlson
Jun 07,2017We have been successfully using playability for over 3 months now. I was a little nervous getting started. After the sign-up process, they have done exactly what they said they would, and we have been 100% satisfied with their service. Thanks, Nathan Carlson Dreem Deals LLC
Leny Pearson
Jun 07,2017Because I've been able to access my money quicker using Payability, I've been able to reinvest in new products and bring a new brand to market. Payability has helped me grow my business threefold in just a couple of months, with nothing but more growth forecast for the future. Payability is Great!
Jean Tomlinson Kloker
Jun 05,2017I've been using Payability several months now and have nothing but god things to say about this service! Having daily deposits based on my Amazon sales allows me to turn my inventory over much faster, which, in turn, increases income potential. And all for the same cost as typical PayPal charge fee of 2.9%. Second, their customer service people are extremely responsive and helpful. What more could you ask for?
Ray Kennard II
May 31,2017Great company. I just wish there was a lower payment option for those that dont make 12,500 in revenue per month.
SG Marketing, Inc.
May 31,2017Excellent service from the support team.
Chris Brim
May 25,2017I am a newbie to e-commerce, but have enjoyed quick success with it. Payability opened a new door for me and my business by giving me access to my sales proceeds sooner. I love the quick access to my money and their great - human person - customer service!
Brian V.
May 11,2017Very Easy to use. Funds arrive in your bank account m-f the same day you request them. Makes cash flow much easier and purchasing much simpler too:)
Denise Miller
May 11,2017Just signed up today. The gentlemen that assisted us was great. He walked us through every step. If today is any indication of Payability Customer Service I will be a customer for a long time. Thank you Justin
suzanne
May 03,2017Payability has been an integral part of the expansion and growth of my business specifically on Amazon. With the constant looming concerns about cash flow the concept that payability has been able to manifest has allowed me to better plan for my inventory, better plan for my payables, better plan for just about everything pertaining to finances with my business. The staff is excellent extremely responsive and quite honestly some of the friendliest people out there. This has been a godsend to my business.
T Erven
Apr 28,2017Payability is a long overdue solution for Amazon sellers to be able to grow their businesses and alleviate cash flow constraints from slow disbursement periods. I have been involved in ecommerce since the late 90s. Back before eBay as even really a think. Back when Yahoo had auctions and Amazon had Zshops. Of course, the lead times back then were much greater as there were were a lot of mail in payments such as Money orders and such before other payment solutions entered the playing field. I am an expert in Amazon 3rd Party merchant solutions and have done 9 figure revenue with them. Our business is seasonality, so 50% of revenue is in the months of November and December. As most small business owners, we have less than stellar credit. Suppliers want payment up front before goods are even shipped, so there is the lead time to even get product, then the lead time to either send to FBA or do a merchant fulfilled sale. Then we have to send the product and get paid every two weeks, after paying substantial fees. It limits our growth because we simply can't keep inventory levels that match buyer demand. Combining the factors mentioned above, your cash flow cycle can easily be extended out 90 days. Banks don't give loans. Other companies offer RIDICULOUS interest rates with he explosion of some of these factoring companies. If you take out a $100k loan and you are starting to pay it back via a daily ACH withdrawal the day after the cash is received, realistically your funds you have to work with become closer to $65k-75k. These have to be paid back within 3 months or so, and on that initial $100k loan you are often paying back $120k+. I am afraid to even do the math to see what that looks like as an annualized APR. Payability gives me funds from my sales daily, and at a rate that is on par with conventional lending methods. Payability fees are so low that it is ZERO concern that it will affect my margins or product selection. Customer support is great to deal with as well. Since being with Payability, I have had a LOT less stress. Blood pressure is down, and I can actually grow my business. And best part of this is that they WANT to work with you and help you out. It is a symbiotic relationship that is working out great. I hope to continue to grow with Payability and work on my relationship with them to further my business ventures,
Paulo Pereira
Apr 27,2017Payability: an invaluable tool for small business Amazon sellers. I've been using Payability for about 6 months now, and it has proved to be a one of a kind tool. Differently from eBay, where sellers are paid in advance, Amazon has its own payment cycles, and Payability provides helpful cash flow injections, on a timely manner and under reasonable costs. I can only hope they create new products and services, all developed towards small business (for instance, Payability Lending, perhaps an improved version of Amazon Lending, with better terms and conditions), among many other ideas. Regardless what may be in the pipeline, as of today, I'm a happy customer. Sincerely, Paulo Pereira Pan Import Export Corporation
Harold
Apr 27,2017Payability is AWESOME! From the initial application process to onboarding and support thereafter, the team is incredibly helpful and available when you call them. For anyone selling on Amazon or Newegg I HIGHLY recommend Payability to help scale your business by having working capital available to you daily. Harold DV INC
Marcey
Apr 26,2017Since starting with Payability, this has been a great help with managing my cash flow.
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Santosh Shah
Jun 27,2017It was awesome with interacting with payability.