As personal circumstances are subject to change at very short notice, it is vital that your protection reflects your personal requirements.Smarter Cover is here to help you with that. We are an independent life insurance brokerage, created to help you identify the most suitable policy, from some of the biggest life insurance providers in the UK.Free Trust ServiceReduce delays due to probate and potentially avoid Inheritance Tax (IHT)When your life insurance policy is paid out, it would normally go through probate and, if it goes into you legal estate, may be subject to inheritance tax. By putting your life insurance policy into trust, the money will be paid directly to the beneficiaries which usually avoids the probate process and IHT calculation.We offer to set this up on all our policies, for free.Just contact us on: 0800 012 4402 to get your free quote.
Spoke with Damien today he was a laugh on the call and I hardly had to ask any questions as he coverd all of it what an amazing gentleman he's definitely in the right job After the call I feel safe now that my 6 children will be coverd if something does happen to me thankyou very much
Connor was fantastic. Made me feel comfortable and at ease whilst discussing personal information.
I spoke to a lovely advisor Lauren who talked me through the process breaking down all parts of making sure I get the best life insurance for my young daughter. She was very personable and would definitely recommend to a friend going through this process!
I spoke to a guy called Ben and he was awesome. From the way he spoke to me, his attention to detail and patience
Everything was explained efficiently and made to feel at ease on the phone
Conor styles is who I spoke to my phone died and he called back the next day he was professional very understanding put no pressure on me like some do I found it easy to speak to him you have a really good employee there and I'm glad I got him Danielle Thomas
Fantastic customer service. The man I spoke to was lovely.
spoke with Heidi & she was helpful & patient with my answers. Wonderful lady
Really good communication
Got me cheap life insurance but the First Gentleman that rang me on the 7/3/24 was very insistent on talking to be there and then even though I said I was busy and unable to talk which put me off speaking to him again. Fortunately the next lady who spoke was much nicer so thank you for making my experience better ☺️
I spoke with Damien a felt at ease and not pushed into anything he helpt choose the right one for myself and children a feel so happy that av covered myself and knowing my children won’t be left with the cost ov my funeral if anything does happen
Great experience, able to provide very competitive quotes and great service. I will definitely be recommending to my friends and family.
Help ful under standing honest kind
Matthew was so pleasant approachable and understanding.
Guy who phone was brilliant and really easy to talk to
Very polite and very helpful easy to talk to and good explaining difficult parts
Everything was explained to me
I have a lovely experience with zenal, he was very helpful with my life insurance, he make it quick and simple and explained everything properly.
The agent was very engaging. The product was very well explained.
Sandra Sampson
Mar 26,2024The adviser was great and made everything clear and the process easy.