As personal circumstances are subject to change at very short notice, it is vital that your protection reflects your personal requirements.Smarter Cover is here to help you with that. We are an independent life insurance brokerage, created to help you identify the most suitable policy, from some of the biggest life insurance providers in the UK.Free Trust ServiceReduce delays due to probate and potentially avoid Inheritance Tax (IHT)When your life insurance policy is paid out, it would normally go through probate and, if it goes into you legal estate, may be subject to inheritance tax. By putting your life insurance policy into trust, the money will be paid directly to the beneficiaries which usually avoids the probate process and IHT calculation.We offer to set this up on all our policies, for free.Just contact us on: 0800 012 4402 to get your free quote.
Very friendly service. Matilda was great and she was encouraging. She was clear and concise.
Explained about the product in a good manner
Nice and calm, straight to the point.
Helpful and friendly service from Daniel
It was James he was brilliant easy to talk to knows his job wasn’t rushing me it was a good call thank you
Damien was very helpful. And really helped choose the correct cover for me.
I queried the renewal costs for my six SC policies. Customer Service Manager Mark fielded my early morning call and rapidly came forward with a most fair and reasonable compromise. No fuss, no haggling and moreover, the call was cheery and bright to launch my day - that in itself was easily worth five stars.
The agent by name Daniel was quite very competent, has a good sound of the industry and got me a fair rate.
Very good service, made the setting up process very easy
Dan was very nice and polite and very helpful and informative
The information was clear and precise, the agent explained everything to me so that I could have made a decision
Amazing service, Damien answered any questions I had and made it an easy process.
Lauren you was advising me on my funeral plan was very polite , listened to me very helpful and advised me really well.
Melissa was really helpful and really friendly
Rendall was very pleasant and polite in his manner of questions and explained everything clearly ! It was a pleasure dealing with him !
Excellent experience, well informed lovely staff. Thanks to Lauren for being personable and professional I got life cover confirmed in no time.
Thomas clark made my whole experience so positive and easy and straightforward. He was so understanding and patient when my children were shouting throughout our coversation. I never thought sorting my life insurance would be this easy but Thomas at smarter cover actually made it a joy to sort. Im now happy and comfortable knowing i used a reputable company to secure the future for my family if anything were to happen to me. I will be recommending smarter cover especially Thomas and David to all my family and friends
Nice person who made it easy for me and got me the policy I needed very happy with the service
Explained clearly and straight Foward
Kelly fordham
Feb 06,2024Damien was really helpful and friendly and understood my insurance needs. Very simple process. Would recommend.