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Avant

Hosted by David Simmons

4.0 (819 Reviews)

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Three products, one goal: give everyday Americans access to the financial products they deserve.

Avant was founded in 2012 with the goal to improve the borrowing experience for middle-income consumers. Avant now has a credit card, secured and unsecured personal loans and has helped over a million people get the financial products they deserve. A combination of technology, analytics and superior customer service allows Avant to provide a fast, fully-online process for personal loans and credit cards.

Reviews 819

4.0

Out of 5.0

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Eddie Roberts
Jan 10,2025

Good, prompt service. Easy to use automated system.

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mary scancella
Jan 10,2025

Avant- made my application really simple and easy! Not my first loan and I’m happy to be back to Avant!

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Jose Ferrer
Jan 10,2025

I haven’t received my card yet.

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Jerrol Baucom
Jan 10,2025

This process was so fast and so easy. Very convenient and it was exactly what I needed. I’m sending myself almost $600 a month by consolidating with a personal loan. So it worked great for me.

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Axel Foley
Jan 09,2025

On September 29th, 2024, I paid $316.09 in US currency to Avant, LLC to fully pay off my credit card balance. Since September 29th, 2024, I have not used this AVANT, LLC credit card. Starting on October 15th, 2024, unknown transactions took place on my credit card in California and Arizona that I did not authorize. I had not been to California or Arizona, but all of my transactions were from individuals or businesses from those states. Due to the fraudulent transactions and me attempting to reach out to AVANT, LLC, the company has not responded to my calls and has charged me late fees and interest on those unauthorized transactions. To add insult to injury, AVANT, LLC also sent late payment notifications to the credit bureaus. AVANT, LLC’s collection team has been calling me daily and I answer them every time assuming it’s the AVANT, LLC Fraud Department. I tell them what happened every time and they advise someone from the AVANT, LLC Fraud Department will contact me. I have reached out to the AVANT, LLC Fraud Department on my own multiple times (which includes me taking off full days of work to handle the situation), but NOBODY has contacted me via phone call, email, text message, or mailed letter. I recently have been receiving messages from the credit bureaus stating that my credit score has been affected due to AVANT, LLC’s non-payments that has now totaled $691.78 in US currency. I need someone from the AVANT, LLC Fraud Department to contact me ASAP regarding this issue before they report another late payment to the credit bureau (January 13th, 2025). It has been two months of me calling the AVANT LLC. Fraud Department, but the company HAS NOT and WILL NOT return my calls!

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C Parks
Jan 09,2025

Customer service is friendly and they take security measures very seriously. They look beyond your credit score

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Clint Montgomery
Jan 09,2025

This card is a scam! BEWARE!! They change the rules as you go. They changed my due date 3 months in, so they could “double dip” that month, so I paid the card off, then 2 months later I received a bill for interest which had already been paid and had to call to get that cleared up. THEN 4 months later I received another bill for a monthly fee for the last 2 months that wasn’t in the original agreement. Don’t waste your time with these CROOKS

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Chris C.
Jan 09,2025

Great service. Easy qualifying. Card came in the mail quick. Just in time for the holidays.

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Jackie Bertreaux
Jan 09,2025

It's a really good choice I like the way take care of your business thank you so much for the card

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Rene Jackson
Jan 08,2025

Good card but process for reviewing transactions is not efficient. This is the one disappointing issue I have with their policy. You cannot review your transaction as they occur. You have to wait for your statement to post, which can take up to 48 hours after the statement period closes. Essentially you have to wait over 30 days for your statement to post. In my case, the statement closed or was issued 01/05/25, but can take another 24 or 48 hours to see the statement and it’s already 01/07/25. This can create issues for customers not being able to review their account regularly to be able to identify errors, make sure correct credits (if any) were posted, and to check if their payment posted on time. What if you’re traveling abroad and need to keep track of transactions? You can’t!!! Avant needs to update this practice to make it more efficient. Make transactions available as they occur. To have to wait 30 days to see your previous transactions per your statement makes absolutely no sense and you should be able to do so whether the statement has posted or not. I’m calling for a change in this practice!

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Luis M Buenrostro
Jan 08,2025

I love AVANT credit. Not only has it provided financial stability. It’s also helped me achieve a better credit score. Highly recommended it.

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Celeste
Jan 07,2025

Application process was easy. Response time was quick and precise. Documentation mailed in a timely manner.

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Pearwaaaaaa
Jan 07,2025

I have to say thank you to Avant to help me out. I was so stressed to pay so many way of credit and try to apply for many loans but not get approved. This is my first time using Avant. I just applied for some loans and get approved 30 minutes right away. I get money after 24hr and pay out my credit debts. Thank you so much for saving my life.

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Victoria Hine
Jan 07,2025

I am having trouble activating my card.

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Jeffrey Herd
Jan 07,2025

Reported to the credit bureau that my balance increased from one month to the next . Never missed or was late on payments. I made two payments in one month October 1st and October 31st(Payment for November) and somehow my balance goes up. Since I didn’t make a payment in “November” ??? I’m confused as to how that happened

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Deb Schofield
Jan 07,2025

Avant made it straightforward, quick and easy to meet what I needed at a great rate! Thank you!

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Arthur Gray
Jan 07,2025

Very easy, convenient and fast.

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Kimberly Derouin
Jan 06,2025

I haven't received my credit card yet, so I can't leave a good review.

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Terry Gilbreath
Jan 06,2025

Fast and easy, good company

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Marion
Jan 06,2025

Very positive. Receive line increases when the account has been maintained properly.

800-712-5407 [email protected]

222 W Merchandise Mart Plaza, Suite 900, 60654, Chicago, US

https://www.avant.com/

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