Ferratum
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Application can be completed in 2 minutes. All applications will be subject to credit vetting and affordability assessments. 7 DAYS A WEEK. First-time customers can borrow up to £500. Existing customers, if they qualify, can borrow up to £500 as a MicroLoan or up to £1000 as an instalment PlusLoan.
Representative example: APR 1270% if borrowing £400 for 4 months. Interest: £265.48. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Reviews 841
Gabriela Stefan
May 17,2017Good customer service and very fast procedure when apply for a loan
Christopher J Tew
May 17,2017Top Marks to Ferratum, have always helped me when I needed them, and there so helpful. Recommend these guys to anyone.
Debra
May 17,2017Efficient and responsible lender.
Leon
May 17,2017Great service
Steve
May 17,2017Used a few companies before but have to say Ferratum is far by none , amazing quick service and friendley customer service . so easy to use will never use a diffrent company again . i am sticking with Ferratum :)
Simon
May 17,2017A fast no nonsense loan.
james english
May 17,2017really nice company easy to get on with and really helpfull at all times thank you so much for being there when needed
MrGifster on youtube
May 17,2017Quick and easy... Welldone!
Denise Shalloe
May 17,2017Very happy with the service I received
Debbie Lovell
May 17,2017I have been a customer for a long time I missed on payment , so set it up to go out the next month and now keep getting refused
Mark Prentice
May 11,2017Very easy and convenient to use, text service is very quick to use although if you do prefer to call you always get through to someone who is more than willing to help. No problems so far. Would be great to have a monthly loan but these seem to be harder to get : (
Jason Turner
Apr 20,2017OK to get a mini loan but not an installment loan
Jamie
Apr 13,2017Took out a £300 Plus Loan. After a couple of days I had enough money to pay them back, so paid the loan and the interest due. Now they refuse every loan application I make. They claim my circumstances have changed, but nothing has. Clearly the fact I paid early meaning they missed out on nearly 3 months of interest has annoyed them. They're only interested in loaning you money as long as they can make the full amount of profit out of you! Response to Ferratum You declined my Micro Loan application, 2 minutes before accepting my Plus Loan application. If the requirements of a Micro Loan are lower than the Plus Loan (as your response indicates) then that makes no sense. Since I paid in full my credit score has increased, so your refusal to loan to me is clearly your decision. As a business that's your right to loan to who you choose. But to say it's for any reason other than you failed to gain from the previous loan is a lie.
Barry Sully
Apr 11,2017very good service
Simon
Apr 06,2017DO NOT USE THIS COMPANY, I took a loan out with them, no problems payed it back early, then few later logged into my account and was in the process of getting another loan,they sent me a 4 degit code to continue application, then it froze saying communction error! So when I tried to log back into my account, it said none of my details were known, neither was I?? Considering I just logged in 5 minutes before, this is unprofessional, they obviously have a system where they put blocks onto customer accounts and remove them from there system, and play dumb, AVOID LIKE THE PLAUGE..
Victoria
Mar 20,2017Only use this site if your sure you can pay back on time & you will always be able to lend again
Susanne Bentley
Mar 19,2017Never had any problems excellent service every time
Kirsty Birch
Mar 19,2017Best I've used ... struggle to get credit anywhere because of previous problems but these are great ... not much interest either and fast payment deposits ... would definitely recommend
Robert B.
Mar 19,2017Perfect. Never let down when needed urgent help. Just great ! Ferratum I have recommended to others!!! Thank you :)
Suite 318, 25 Goodlass Road, L24 9HJ, Liverpool, GB
https://www.ferratum.co.uk/
Roger
May 17,2017The normal application by text has been absolutely great. Replies are almost immediate and the money transfer is once again nearly immediate. If there is a query at any time the call centre has always been very good. However, I did receive a text after using Ferratum a few times, offering me a further loan upgrade for a larger loan over a longer period. When I did apply, it was instantly rejected, much to my surprise. The only option was a text loan which was accepted straight away. But the repayment of this was over twice the monthly cost which I had been rejected for. I just don't understand.?