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Founded in 2015 by entrepreneurs, OakNorth is a digital bank focused on empowering scaling businesses with £1m-£100m in turnover that are often overlooked by traditional banks. Through fast, flexible debt finance, OakNorth has injected over £11bn into UK and US communities, supporting growth across diverse sectors, including healthcare, hospitality, manufacturing, property development, and more.
OakNorth also offers tailored business banking solutions, including current accounts and savings vaults, designed to help businesses scale at speed. For personal savers, the bank provides competitive savings accounts, enabling customers to achieve their financial goals while contributing to the growth of UK entrepreneurs and high-growth businesses.
It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Visit www.oaknorth.co.uk for more information.
Reviews 807
Jane groves
Feb 18,2025it was easy to set up account and clear what I had to do thank you
racing paper
Feb 17,2025Great products, good rates, straightforward website and easy to open account
Catherine Graham
Feb 17,2025Great bank, happy i found them
Brian
Feb 17,2025The apps is easy to use, those processes and transactions are easy handled.
Alan
Feb 17,2025Straightforward & easy to open account
Diana
Feb 16,2025Outstandingly good service in every way, excellent communication. I have already recommended OakNorth Bank to my husband.
Carol Williams
Feb 16,2025Good competitive interest rate and easy to navigate website
Neil
Feb 16,2025Bank offers some competitive savings rates and the account was easy to set up online. Like the website info too.
David Reynolds
Feb 16,2025Good, reliable
Maurice
Feb 16,2025good web site and reasonable interest rates. a good new bank with trust worthy people in charge..
John Strudwick
Feb 15,2025Quick response to my instructions and no timewasting
Salvatore Valvo
Feb 15,2025I opened my 95 days notice account with Oaknorth on January 21st 2025 and start to add the money into it the following two days with an expected interest rate of 4.91% AER . On February the 6th I received and email that changed the interest rate form the original 4.91% to 4.66% starting from February the 7th. They waited that the 14 days of cancellation period were over to change interest rate. That is not acceptable. The same day I opened and account with OakNoth I had opened a second one with Oxbury and they maintained the interest rate at 4.9 no change at all. Now if I want to take the money out from the OakNorth account and invest in something more proficuous I need to wait 95 days with a high chance that I will not find an interest rate as good as the one I had in January. I think this is enough to make me say that they have not behaved fairly towards me and many other customers. I will never invest again with them and discourage other from doing it. Please learn from my experience and stay away.
Andrew Aldridge
Feb 14,2025Very easy to set up an account and manage savings. Great App and super easy to engage.
James
Feb 13,2025Easy to set up account, let’s hope that this remains for the term of our relationship
CB
Feb 13,2025Ease of use and access
Fiona
Feb 13,2025Was very annoyed that having just moved funds to a new a/c with OakNorth that they then gave notice the same day that the Bof E reduced rates that they would be reducing interest rates. Nothing like not wasting anytime! This was especially frustrating as my bank had stopped both payments to OakNorth as suspected scams and it took 30min phone call each time to clear the payments.
Ramon Corria
Feb 13,2025I find OakNorth easy to deal with, admittedly through the app. The savings rates are very competitive and they keep me informed on how my investments are progressing. I would certainly recommend OakNorth to family and friends.
Marion Rowlett
Feb 13,2025Web site easy to navigate and helpful.
Paula Garlinge
Feb 13,2025Been in arguments for a year. They have stolen our money. We have had the financial ombudsman fighting our case. And still they are full of excuses and call dodging. Now have to take them to court to try and get our money back, which ombudsman is helping with due to the level of disbelief. This is not how banks are supposed to behave.
6th Floor, Ship Canal House, 98 King Street, M2 4WU, Manchester, GB
https://www.oaknorth.co.uk
Mr cheesed off .
Feb 18,2025Very very quick to reduce interest rates I noticed,I wonder if it's the same when they go up.