As personal circumstances are subject to change at very short notice, it is vital that your protection reflects your personal requirements.Smarter Cover is here to help you with that. We are an independent life insurance brokerage, created to help you identify the most suitable policy, from some of the biggest life insurance providers in the UK.Free Trust ServiceReduce delays due to probate and potentially avoid Inheritance Tax (IHT)When your life insurance policy is paid out, it would normally go through probate and, if it goes into you legal estate, may be subject to inheritance tax. By putting your life insurance policy into trust, the money will be paid directly to the beneficiaries which usually avoids the probate process and IHT calculation.We offer to set this up on all our policies, for free.Just contact us on: 0800 012 4402 to get your free quote.
Cam was brilliant he was able to guide me through everything, he was patient with all the questions I was asking and also made me feel at ease, it’s my first time taking out life insurance so had no clue what I was doing. He was very friendly, patient and polite. It’s nice to be able to have a laugh over the phone and not pressured into taking polices out. Would definitely recommend.
Such a nice customer service given by your staff. Excellent 5 star.
Very friendly. Jake was brilliant and understand everything I needed for my life insurance. Polite. Paitent. Understanding and very friendly. Would definitely recommend.
Excellent customer service, well done!!
Very friendly on the phone gave me loads of information went into detail about all the different covers you do
Damien Vanterpool did an excellent job explaining the whole process.
The advisor was very helpful and explained everything fully in a way that was easy to understand
Connor was very professional and clear.
James Pearce thankyou for making my life insurance so easy. You made everything run smoothly with your professionalism & patience. I now have life insurance set up at a reasonable price to ensure my daughter is looked after. Thankyou again!
The lad on the phone Jake made the process painless. Repeated questions I either didn't understand or didn't hear correctly. Also didn't get frustrated when I needed a second to work something out also has a great sense of humor.
Connor was very clear and explained everything very well
Had the pleasure of speaking to Jake today and he was fab, was very happy to repeat questions that I either didn’t hear or didn’t understand which made the process a lot easier, managed to find the best policy for me and my family also. Thank you so much!
The man I spoke to was lovely and went through everything I need to know and all the policies, thankyou so much
Took out a policy with Jake John today, and am really happy with my decision. Jake was very patient and took the time to explain everything carefully. He tailored the options to suit my needs and budget, providing an outcome I was happy with. Will recommend to friends and family.
Conor Styles was extremely helpful and very knowledgeable and was very easy to talk too
Ben was very helpful
David explained everything perfectly and made it a quick process. He has done cover for me and my girlfriend. Will recommended to friends that don’t yet have cover.
So quick and easy! David answered all my questions and made the process so simple. Would definitely recommend.
The agent I spoke with was able to explain everything to me in very simple terms that left me without a doubt that this was something I needed to do now more than ever. Rendall was patient and understanding throughout our conversation, making me feel like I was talking to a friend.
rachael tippett
Aug 08,2024Very friendly advisor (Ria) who explained everything clearly so I could fully understand what was available. She helped put my mind at rest whilst also finding the best package for my needs. Not judgemental or belittling attitude or overly aggressive sales pitch. Overall a pleasant experience.