As personal circumstances are subject to change at very short notice, it is vital that your protection reflects your personal requirements.Smarter Cover is here to help you with that. We are an independent life insurance brokerage, created to help you identify the most suitable policy, from some of the biggest life insurance providers in the UK.Free Trust ServiceReduce delays due to probate and potentially avoid Inheritance Tax (IHT)When your life insurance policy is paid out, it would normally go through probate and, if it goes into you legal estate, may be subject to inheritance tax. By putting your life insurance policy into trust, the money will be paid directly to the beneficiaries which usually avoids the probate process and IHT calculation.We offer to set this up on all our policies, for free.Just contact us on: 0800 012 4402 to get your free quote.
Spoke to a man called Daniel. Absolutely fantastic helped me sort my life cover. Friendly would recommend definitely!
Just spoke to a lovely chap. Damien was very helpful and very friendly while dealing with my quotes for life Insurance. I feel happier now knowing that I am covered.
excellent customer service highly recommended
Rendall M was very friendly and helpful
We had an electrical fault repaired by Smart Cover a few months ago. The same fault has reoccured but when we phoned them we were told they won't come out because it's a pre-existing fault. We questioned this as surely their work should be guaranteed but it's not. They do not guarantee their own work. Safe to day we are not renewing our cover.
Took 15 minutes and a happy customer
Very friendly reception. Rendall explanations Very clear. Was happy to make a decision after such informative conversation. Thankyou
Very good customer service
Ben the adviser was fantastic advise was brilliant very patient and thoughtful from start to finish. Would highly recommend
Clear explanations and empathetic customer services
Everything was nice, professional and smoothly.
I appreciate the way the smart cover representative spoke with me.
It was amazing. I am satisfied with team.
speaking to Rendall he was patient and knowkedgeable explianed everything and reassured me excelled in his role
Randell made it easy for me. Very good lad
The representative by name Randall was friendly and also very professional . He made the conversation flow smoothly and because or that I did not feel nervous He was clear ad giving me time to rethink my reply with out putting pressure on my He knws his tasks very humble person . Our conversation seemed like I have known him for years meaning I was very comfortable unlike other calls which leave me panicking and nervous because the caller makes you look stupid or they can't understand them but mr Randall made it very easy and I pray I get this insurance and I I don't I will knw for sure MrRandall really did his most effort . Yours faithfully Jane mwangi
Constant hassle calls after the policy was agreed. If I could have been bothered to search for an alternative I would have cancelled.
Excellent service
Spoke with Damian...very professional no pressure at all explained everything.
Tricia Smith
Jul 03,2024Just had a call from Damien, was lovely to talk to until I said I wanted to have the quotes by email, he then asked me which quote I wanted to choose, I said I'd like to discuss with my husband before I decide to which he replied "ah typical British public" not long before having up on me, I'm very sorry that me wanting to chat with my husband before committing to life insurance is such an inconvenience, glad i didn't take any cover with this company. Edited 24/07/24 just had another call from this company and when I said I wasn't interested because of the previous rudeness he got defensive arguing why the last guy was so pushy, it's really not my concern that other people don't take your insurance after you quote them, I will be spreading far and wide to everyone I can to avoid this company and their pushy tactics.