declined me, even though I only asked for a small amount.
I have used this company on a few occasions to make ends meet when I've had hours cut at work and they are a legit company. My credit score is not the best atm due to having taken out other payday style loans so I can't get one accepted with them atm. You need asbive found a min score of 500 to be accepted by dot dot at least for like £100=£400 as long as they think you can afford the repayments. Just be warned it does hurt you credit score as it adds the amount on to it but once you pay it off it will obviously jump straight back up from what I've noticed.
i applied for a loan and got accepted i paid it in full and on time every month ! This time i applied i got refused my circumcances are the exact same as before with bad credit i am desperate and knocked back !!! dissapointed is an understatement
Guaranteed loan yes it’s that guaranteed it even declined me perfetic
Joke of a company Get accepted ...want proof of earnings ....give them bank approval to check see I'm telling truth ...decline Pointless go elsewhere
I had my mortgage application declined because of Dot Dot Loans negligence and incompetence. They have reported arrears on my credit file in error therefore my application for mortgage was declined. I have a proof as well - they had recorded that I have payment arrangement and up to date with payments with Transunion, but reported 4 late payments to Experian of rthe exact same period. I contacted DOT DOT LOANs begging them to fix their mess and update my credit report with the correct information only to be told - ''they will look at it and come back to me in 8 weeks!!!!'' Absolutely disgusting behaviour , my offer on the house is accepted and because of this incompetent and careless company myself ( the buyer) and the seller are put through hell!!! Check your credit reports if you ever used DOT DOT LOANS, chances are they have ruined your life because of NEGLIGENCE they refuse to correct as well!!! I have spoken with 2 of their advisors Paul and another one ( cant remember the name ) they both told me they cant even give me reference number for my complaint as I have to patiently wait 5 days to receive an email from them with the reference of the complaint. 5 days are gone, no correspondence from them whatsoever !!! They know that I will lose the house and my mortgage is declined because of them and still take no action!!
They are rubbish and full of lies
I would like to know why can’t I pay an amount of 20 pounds that has been in arrears because of your system. 1 year passed already and it still says the amount will be due on the 30 of April 2021. And that has been the reason why I couldn’t pay before. It won’t accept any payment. Is that a scheme ?
waste of time nothing changed on my credit file and get declined boring
So I was right, you've gone bust. Stop taking my review down then...
What a load of crap this service is they don’t guarantee anything fake
This joke of a company are destroying my credit file due to a system error. Still not been fixed even though a complaint was raised over a month ago. Was forced to go on to a payment arrangement that I didn’t consent to because of a system error that took my payment twice. Staff are beyond useless absolutely 0 knowledge of financial services regulations and their managers aren’t much better. Proper underpaid smelly call centre staff vibes. You’re coming here for money if you’re desperate.. there’s other places out there that have much better reviews don’t do it to yourself.
I have never known a company that is less transparent. They just add more and more fees on as you go through the process. Started off with just £20 up front and went up to £362 in the end and I still didn't get my loan. Now I have to wait at least 78 days for reimbursement, that's if I actually see any of my money again. Total shower
Got approved for a loan They asked for £20 for insurance paid them that Then he asked for £ 110 as my credit score not good but they would put it back when they pay me the loan money Didn't have that money !!! Didn't understand why they wanted that money so cancelled the loan Apparently my £20 will be refunded in 7 days !!! Also Didn't trust that if I paid over the £110 that I would get my loan money !!!
Terrible customer service I used there service paying back loan but money still was not taken.
Well I got to b honest I rate it terrible x how can u have loan twice offf the company and u pay them back without any problem. Then wen u want another loan to help me get new bed x I only asked for 300 and they decline x but my nothing have changed v
Paid back a loan never late or missed payment and they declined me when re-applying
Don't buy they sent some wrong size and no way to return. Cheaters.
This company is a scam. Do not part with your money...they take £250 for nothing and you lose it if you don't cancel it with your bank. Please be aware there are so many of them out there!!
James Mullarky
Aug 18,2023Utter pond life. I had fallen behind due to medical reasons & they called me a liar & threatened me. Avoid like the plague