Ferratum
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Application can be completed in 2 minutes. All applications will be subject to credit vetting and affordability assessments. 7 DAYS A WEEK. First-time customers can borrow up to £500. Existing customers, if they qualify, can borrow up to £500 as a MicroLoan or up to £1000 as an instalment PlusLoan.
Representative example: APR 1270% if borrowing £400 for 4 months. Interest: £265.48. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Reviews 841
Ulysse Vaussy
Dec 20,2018The debit card is EXTREMELY unreliable. It is refused in most shop and ATM even in Europe. The app security makes it slow, unpractical and when you most need it impossible to reach. I’ve had payment refused in shop but still taken out of my account a day later. every time a payment or withdraw fail (9 out of 10) the transaction arrears as windrowed and then put back a few days later on the bank statement but the IN-OUT amount are slightly different of a few cent (I don’t get it). My statement are very very messy, impossible to check if what is realy coming in and out of my account.
Paul Balderson
Oct 22,2018No help for existing customers unless you pay DOUBLE the loan amount I tried to get ferratum to accept a reduced payment but they wouldn't accept it unless I double the price of my original loan! Very un reasonable and I will never use this company again for short term financial help I will taking this to the next stage with a complaint
Storm66666
Sep 27,2018This company is fairly straight forward to use & apply with however the website is too basic & no help to exsisting customers. Why? When logging in the process is lengthy, the one time log in is needed everytime & can take a while. When logged in your account info is very basic with no way to check current ballance or scedule of payments. Customer service is helpful but again can belengthy in getting throughif trying to phone them 7.5/10
stephen
Sep 25,2018Beware!! This company is a real nightmare. Despite agreeing a payment plan with them and paying on time everytime they sent their debt collectors CRS after me. CRS claimed there was no payment plan and claimed Ferratum had not received any funds. No matter how bad your situation DO NOT USE THIS COMPANY
Matt Pate
Sep 09,2018Amazing service
Nar
Sep 06,2018Very bad worst service not professional
Eleonora
Sep 03,2018Probably not enough liquidity for all the risky microcredits Ferratum gives out at high interest rates. All my outbound wire transfers took three days to actually process; and all the inbound payments actually took close to two weeks to post in the account, as the bank was ‘verifying’ the legitimacy and requesting additional documentation to substantiate the funds -- intentionally slowly, without any explanation as to why it’s taking this long). My experience with Ferratum was terrible; I highly recommend to stay away from this bank.
Ms. Jane Harvey
Aug 31,2018Straightforward application, decision in minutes, fast friendly reliable service.
Dennis
Aug 29,2018Excellent overall. Highly recommended 👍
Dee Dee
Aug 28,2018Excellent fast and reliable service have used on a few occasions and they never let you down !!
terina watson
Aug 28,2018Great easy and reminders
Derek Wilson
Aug 24,2018High interest. Could be cheaper for loyal customers
Enzo
Aug 24,2018Very reliable when you need them excellent service, very quick as well.
Manjinder Chahal
Aug 24,2018Very helpful easy online form fill in will tell my friends about them. Very excellent pay day firm
Aleksandr Vasiljev
Aug 23,2018Easy and quick
G Kearney
Aug 19,2018Great service all round,helped me out when needed only thing is I can’t see this credit line option when I log in any help on this would be appreciated.
Jakub
Aug 08,2018Very rude service, they care only about their business. Don't response for letters and emails
Kim
Aug 03,2018Very easy to apply,money received quickly and easy to pay off early.Just applied and was accepted for the credit line facility which i think is fab.
tommy scoucer
Aug 02,2018i would refer this company to anyone but have found them hard to contact on some occasions why i rate them as a 4 star company.when getting through but they have always helped my inquiring to be honest and fair on a professional level
Suite 318, 25 Goodlass Road, L24 9HJ, Liverpool, GB
https://www.ferratum.co.uk/
Nahr
Jan 09,2019I had 1 loan with them and I Paid on time, but when I needed a loan again I applied then was declined. I checked my credit score and was Ok, because I manage to get a loan with other company. Ferratum will only lend you once and thats it.