Ferratum

4.5 (841 Reviews)

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Application can be completed in 2 minutes. All applications will be subject to credit vetting and affordability assessments. 7 DAYS A WEEK. First-time customers can borrow up to £500. Existing customers, if they qualify, can borrow up to £500 as a MicroLoan or up to £1000 as an instalment PlusLoan.

Representative example: APR 1270% if borrowing £400 for 4 months. Interest: £265.48. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Reviews 841

4.5

Out of 5.0

Mr roach

Mar 15,2018

My car broke down on Saturday and with out Ferratum I would not have been able to go to work and would of struggled to earn my living so love this company straight forward and can always pack back early with small intreast added plus always remember pay day loans are only for emergencies and most be used as a last resort and only lend if you can be sure you can pay in full and not default because this company trusted you so you should always pay back enjoy and have fun so easy to use 😀😍

Jamie Steadman

Mar 11,2018

Really good, instant decision and are very fair only thing i would say improve on as it happens to many at no fault of there own, if for what any reason your laid off work etc to improve options for payments with unforseen circumstances, other than it would easily be 5*

cenk

Mar 06,2018

i called many times they never give respond my calls and my email.i didnt understand what is company you are,even my account dont show correctly my details or loans

KoNo

Mar 06,2018

Excellent customer service: I have blocked my acocunt due to entering wrong pin codes and the customer services unblocked my account right away after security check. Then I blocked my account again right after, I called again and had a good laugh with the call agent. Not my best day, but a good service experience.. Will make this my primary bak account I guess...

sam

Feb 01,2018

I have been trying to contact Ferratum for about a week to pay back an outstanding loan, to no success. I have not been able to speak with a customer service agent, get a call back, email response, use your text facilities or log in online. there was a problem debiting my card, now I am concerned they will apply excessive late fees I have been provided contact information from the Consumer Credit Trade Association, who informed me they were no longer a member of the association, and could not contact the company theirselves as they were no longer members. Although the CCTA information is still listed on their website. I emailed Employees of the company directly today, with details provided by the CCTA and received a delivery status failure notification. decided to write a review on trust pilot to hopefully get someones attention. Following this I will contact the FCA and the Financial Ombudsman for advice.

Mick morrell

Jan 31,2018

The banking system apparently required bank accounts to be reverified over the xmas period for which I received a text from Ferratum asking for reconfirmation of my banking details. I disregarded this as a fishing request as it seemed out of the ordinary. I was out of the country after Xmas and didn’t give it another thought. Having returned to the UK i discovered payment hadn’t been taken and I was told that I was liable for additional interest. I phoned to complain and to be fair a reduced settlement was agreed basically splitting the difference.

Clair Cook

Jan 24,2018

easy to apply, money within the hour and no problems with payments etc

Sara Ravenhill

Jan 22,2018

Quick easy and very reliable. Staff always happy to help with any questions and do so in in a friendly professional manner

Tracy

Jan 14,2018

I can honestly say best loan company by far thank you for everything

Nerijus Spokas

Jan 14,2018

Wery good service! Thanks for the help!

Gavin

Jan 14,2018

easy to use. very trustworthy with your details

Lee James Bosworth

Jan 13,2018

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serbjit lugar

Jan 13,2018

Very easy to use and to re-apply, so simple. Great customer service over the phone too.

Elzbieta Warian

Jan 13,2018

Excellent service

James

Jan 13,2018

Easy to use and great service when your in need

Bradley Kelly

Jan 13,2018

Spot on no hassle

Sam

Jan 13,2018

Very speedy service when you need funds quickly. Very transparent and easy to navigate online although the customer services via telephone are very difficult to get through to.

George Ocallaghan

Jan 13,2018

It's very easy and straight forward to first apply and you get your money within 6 hours. When you apply again in the future, you get an immediate decision and your money is in your bank within minutes It's very easy to repay the loan . I pay in the early hours of the morning, as soon as I get paid. I save money on interest and i know what's left in the bank as I'm not waiting for them to call for it. Overall, it's quick , easy and secure