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Idea Financial

Hosted by David Simmons

4.5 (501 Reviews)

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Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.

We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.

Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.

Reviews 501

4.5

Out of 5.0

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Jeff Ccowan
Aug 02,2021

Great Company - Rafael Garcia is great to work with. Very caring and patient.

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Charles
Jul 22,2021

Idea financial has always been there for me! They helped me out several times when cash flow was tight!

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Andrew Pearl
Jul 22,2021

Everything with Idea Financial went very smooth and very quick. Their service was excellent. I would recommend them to any Company looking for a loan. Andrew Pearl- Arctic Coolers

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Wadi Kahok
Jul 14,2021

Milo was very helpful and responsive with getting us help with a line of credit. Look forward to working more with you guys in the future!

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Khongvilay Malzone
Jul 13,2021

Good company - there are certainly less expensive capital options on the market but if you are someone who needs a quick capital injection fast - they deliver and there are certainly more expensive options out there so it fills a market niche and they do service well.

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William Perin
Jul 07,2021

Excellent job managing the process. Quick, easy document download. Great follow-up.

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Jordan Vandelinder
Jul 07,2021

Been a great experience. They got me taken care of quickly and with up to date tech.

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SSR
Jul 05,2021

Very straightforward. The financing offers matched our requested structures. Highly recommend!

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Dennis Hamill
Jun 29,2021

What purported to be a Line Of Credit was not. It was a very restrictive loan at a high multiple.

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Shawn Clark
Jun 18,2021

Smooth, easy process! Daniel is exceptional at guiding me through the process (which was shockingly simple after MY technical misunderstanding), answering my questions, and providing funds necessary to take my business to the next level. Will use again!

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Todd
May 21,2021

The broker that connected me with Idea Fin was being a bit mis-leading but once I was transferred over to Idea's staff they were clear/honest and got me approved and rolling same day.

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R. Parham
May 14,2021

Simple application and easy to pull funds. Highly reccomended!

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Randy S.
May 10,2021

Everything went great and it was very easy Randy

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Robert
May 07,2021

Outstanding. Fast. Friendly and easy

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Kim
May 07,2021

Great people to work with!

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BRUCE SIMMONS
Apr 27,2021

I have had nothing but good experiences with Idea financial for the past 2 years.

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James Paquette
Apr 27,2021

This is my 4th. business loan for inventory and expansion. This was the first loan and dealings with this company and one that I'm very pleased with-both the rate/terms as well as everyone involved. Was with PayPal Loans and others, but all in all this one has been the best to deal with. JGP Window Candles LLC Lightning Rod Parts LLC

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Richard Wild
Apr 22,2021

Quick, easy, helpful

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Elijah Cox
Apr 21,2021

The process was pretty easy until the very last step where we ran into a few complications. However, I LOVED the visibility and clarity of the rates and options. It was great to know what we were getting into at what rate BEFORE anything was signed. We also received wonderful support with the onboarding process with a specific point of contact that was very responsive and helpful.

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Patrick Hudgins
Apr 14,2021

UPDATE: I left a harsh review after feeling we'd been misled on expectations. The CEO decided it was a lie and froze our account. We'd been a client less than a week. Strange way to address a poor client experience.

855-900-7838 [email protected]

800 NW 62ND Ave, Suite #750, 33126, Miami, US

https://www.ideafinancial.com/

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