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Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Reviews 501
wess blevins
Nov 13,2020Fast and easy. Class act!!!!!!
Andy Jacobs, Gravitas Marketing Strategies.
Nov 11,2020So far so good. Easy approval and transaction.
Scott Brennan
Nov 06,2020They ultimately approved my loan, but it is a very confusing process.
Philip Lemons
Nov 06,2020The process was fast and easy to get information and possible options.
Angie Gordon
Nov 04,2020We were in a bind, needing funding for several big upcoming projects, where we needed to purchase material up front and quick! Idea had us funded within two business days from time of submitting our application. We worked with Rebecca Wilde through out the process. She was wonderful, and helpful. She did not hesitate to answer questions, and tell us where we were in the process.
Ирина Фр.
Nov 02,2020Hed some experience here. Its safe to use
LES CONNARD
Oct 30,2020I am very happy with the service, speed, rate and amount.
Ivan Purvis
Oct 26,2020Great company, great service and support. Highly recommend.
Jennifer Becker
Oct 22,2020Great customer service!!
Steve Mullins
Oct 22,2020Easy process, fair options. Great experience.
CHARLES COHEN
Oct 21,2020Very nice staff process was long but easy information was always readily available would recommend them if you can get a good rate
R & L TRASH SERVICE LLC
Oct 21,2020QUICK PROCESS - FRIENDLY HELPFUL STAFF - EXCELLENT!!
Dawn Neighoff
Oct 17,2020I have always had a great experience with Idea Financial. Rafael Garcia has been fantastic to work with.
Greg Z
Oct 14,2020From the top down this was a first class experience. We had a complicated situation due to an ownership change, that muddied the waters on the financing front. Once that was squared away the team at IDEA streamlined the process and unlocked working capital and emergency funds for us, if we were to ever need it. A GREAT BIG shout out to Rebecca, Tyler and Justin...who made what could have been a bad experience something to remember. I will continue to use IDEA in the future and refer other business owners to this team.
Lawrence Lee Flach, Jr
Oct 09,2020The folks at Idea were great to work with. They took the time to listen to my actual needs, and come up with the proper lending that would best suite my business. I work in the field a lot and don’t have a lot of time to be on computer, or in office, and they streamlined the process so I was able to get completed funded, and back to work. I appreciated their honesty, and feel blessed to have found them.
David
Oct 05,2020Our credit line was renewed and increased quickly! It is always nice to have this process go smoothly as it did. Thank you
Robert Plett
Oct 05,2020Rafael Garcia has been highly professional and helpful in addressing our concerns and needs.
YOSSEF WASSERMAN
Oct 02,2020Excellent, fast and professional service.
Mike N.
Sep 30,2020It was a pleasure working with Raphael. He was kind and so helpful. It did not take long for an approval after our initial conversation. He made the process painless. I look forward to working with him in the future.
800 NW 62ND Ave, Suite #750, 33126, Miami, US
https://www.ideafinancial.com/
Anthony
Nov 13,2020The staff were great from start to finish! Answered all my questions and made working with Idea easy . Thank you