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Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Reviews 501
Michael Morrison
Apr 09,2021IDEA was fast, efficient, explanative as necessary, and was able to put together a line of credit very quickly. Very nice people to deal with. I will use them again.
Fabrizio Biasiolo
Apr 08,2021simple and efficient
Melissa
Apr 05,2021They worked hard to get it right and done quickly!
Jonathon Moore
Apr 05,2021I had a large job and needed capital to get through until the A/R comes in. They have a hassle free acceptance/review system and I was able to get what I needed to make payroll and other re occurring fees.
Dawn Scherr
Apr 01,2021Very thorough and awesome customer service.
Tomi Prvulovic
Apr 01,2021I am extremely impressed with the wonderful and fast work that was done regarding this application. Michael Ragona is amazing and he helped tremendously. I am really impressed with his professionalism and expertise in these matters
BE
Apr 01,2021Very seamless process. Victor was very professional.
Scott Mangum
Mar 26,2021Very easy to work with. Expedient service.
Fabrizio Biasiolo
Mar 25,2021Easy, Fast, prompt, what you need to be in business these days
Alden Worrel
Mar 23,2021This was the smoothest transaction possible. Great service!
HUNG LA
Mar 19,2021Thank you for helping us
Patricia George
Mar 18,2021The people I talked with were very helpful and overall this was a very pleasant experience.
Allen Morrow
Mar 17,2021Great service . Money came fast. Took a little bit of back and forth but overall was a good experience .
Gary
Mar 16,2021Idea Financial were efficient, responsive and offered competitive rates. I would highly recommend! Billy H South Carolina
Dayanara Isaac
Mar 16,2021Wonderful customer service, and fast turn around. I highly recommend Idea Financial.
Keith Markun
Mar 13,2021Great and easy process
DWP
Mar 11,2021PREPARE TO BE DISAPPOINTED! Our company applied in Jan 2021 and received conditional approval. 2 months later the approval was denied citing a faulty round 1 loan #. Total bogus because they never contacted us to attempt to update. VERY UNRELIABLE AND SHADY!!!!
Jonathan Czarra
Mar 11,2021Tiffany was especially great!!!
Mahmud JAMALEDDIN
Mar 08,2021Custom service excelente. And fast answer
800 NW 62ND Ave, Suite #750, 33126, Miami, US
https://www.ideafinancial.com/
Eric
Apr 14,2021Super easy to apply and my funding was available in just a few days. A line of credit my business really benefits from. Don't hesitate. So much dishonesty these days, especially when you are working with a faceless internet entity. These guys are the real thing.