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Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Reviews 501
Salvatore D'Agostino
Jan 15,2020We have been in business over 40 years and never defaulted or skipped any payments. We have business with idea and now they won’t renew us. Horrible service and horrible way to do business with established business. I guess they want all the fake companies out there. Don’t do business with them they will leave you hanging
Gary from Alaska
Jan 15,2020My experience was top notch, the officers I worked with were very knowledgeable and respectful. The process was accomplished in less than 5 hours start to deposit. My Business Advisor Ari Schriger was excellent. Thank you Idea!
customer
Jan 15,2020Easy. Quick. Friendly.
Marcus
Jan 11,2020Initially was told there was no fees what so ever with opening the account and that I did not have to use it. After finalizing I was told there is a mandatory withdrawal with associated fees.
Daniel DiOrio
Jan 10,2020The product is very flexible and my relationship manager even respond on Holidays. Putting it mildly I am very pleased and would to potentially do more business with them
customer
Jan 10,2020Good communication. Easy to work with.
customer
Jan 03,2020The process was super easy and the staff was helpful and efficient.
customer
Dec 30,2019Great and quick service.
Damani Irby
Dec 30,2019Very easy to use system and simple to navigate. The customer service has been nothing short of quick and efficient responses from my assigned representative. I look forward to a long-lasting business relationship.
Marlene Martinez
Dec 27,2019Very professional and thorough. Everyone we talked with was very nice and helpful. Would recommend to anyone
Chris
Dec 20,2019I am still confused as to how they would expect anyone to sign a contract that authorizes the lender to change the interest rate at will. Rebecca deserves 6 Stars for her efforts!
George David
Dec 20,2019My funding process was very smooth. Communication was excellent and the entire process was streamlined and efficient. Thank you for helping with my business funding needs.
customer
Dec 19,2019Professional, all details explained thoroughly, timely decisions and easy documentation requirements. Great experience and everyone very helpful James
customer
Dec 19,2019One time excellent service. Answered questions on timely matter.
Very grateful hardworking contractor growing my BU
Dec 13,2019Absolutely stellar customer service communication very transparent I'm so grateful I found these guys
storemaxx
Dec 13,2019The fact that I received a warm welcome from their team, personalized customer service on DAY ONE and a call from their CEO welcoming StoreMaxx to the Idea family is a 5 star moment.
Boris
Dec 10,2019I think I got a fairly good financial option. The application process was quick and easy. Customer service is very helpful and polite.
Matt Wade
Dec 09,2019Easy to work with, helpful. Above all they are HONEST!! Ideal Financial is upfront about the terms of their loans. Unlike previous lenders that I have worked with. Their employees are knowledgeable and can explain how their loans work without having your attorney present.
Brian
Dec 05,2019Great customer service from Rebecca, the process went smooth. If you're looking for financing, this is a good place to look.
800 NW 62ND Ave, Suite #750, 33126, Miami, US
https://www.ideafinancial.com/
customer
Jan 17,2020Excellent customer service they work hard to get you what you need and the process is very seamless!