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Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Reviews 501
William Gmeinwieser
Sep 19,2019Rebecca, has always been a great help. Thanks bill
Scott
Sep 12,2019Fast and easy loan. Would use again.
Mor�Elkeslassy
Sep 10,2019Fast, accurate and charming
Nickey
Aug 30,2019Straight up transaction with no last minute rush.
Nadine
Aug 28,2019Good Company and great portal to keep track of your money.
B12
Aug 27,2019I secured a $100K line with Idea Financial in 2018. Nearly 80% paid down and I needed a quick injection of funds to complete a transaction. Submitted a draw request and received requested capital the following day. This firm "gets it" and understands how to remove the red tape for small business. Our firm is a fast growing company (team of 6, revenues in the $6MM-$7MM range) but we've been underserved by the big banks for years. Idea Financial has added value to our process.
Amy
Aug 23,2019Super easy to work with and great customer service!
Patrick
Aug 23,2019Idea Financial is such a fresh breath of air in the financial services world! They created a workable situation for our small business that gave us the flexibility we need at a time when it was critical for our continued success!
Clifton
Aug 22,2019Very professional and honest.
Roxanne
Aug 17,2019Great company and people to work with!
Chris H.
Aug 16,2019Great professional service, a good company to deal with straightforward answer & fast respond. This is not like a Bank or government redtape. Chris H.
ABBY ARELLANO
Aug 08,2019Ari was prompt, transparent and funding was fast. Excellent follow up as well.
me
Aug 07,2019nothing bad to say about Idea Financial, they got us a huge line of credit fast but at a cost, fortunately we can afford it.
Robert
Jul 31,2019Outstanding service!
Jodie Schultz
Jul 27,2019I was recently denied use of my line of credit due to opening another loan. However this was not disclosed to me that I couldn't take out other finnacing when I took this loan. Frustrating since I can't get the equipment I need now.
pete
Jul 18,2019The only problem we had was getting emails thru- usually had to do twice other than that they were honest and great to deal with. Pete
Don Page —President
Jul 16,2019Jerry did a great job of staying on top of Line Of Credit for PWR> Loan took longer do to my travels and us getting together .Thanks
Susan
Jul 13,2019Very helpful and prompt
Rodney
Jul 09,2019They were quick and did not require a lot of information. Rebecca was great!
800 NW 62ND Ave, Suite #750, 33126, Miami, US
https://www.ideafinancial.com/
Scott Sutker
Sep 20,2019I'm happy we have same account rep when needed. All my questions were answered. I felt the interest and charges were the fairest of competitors. I've used On Deck before and didn't like the penalties for early payoff.