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Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Reviews 501
Kay
Jun 22,2019They were easy to work with, no-nonsense, and turnaround time was quick!
Chuck Chmelir
Jun 20,2019AWESOME! One word to describe Ideal Financial!! It was a total pleasure working with them. Rebecca was great to work with. Justin. The CEO went out of his way to understand my business and went over and beyond to help us get the financing we needed! I will always turn to them first in the future. VERY HIGHLY RECOMMENDED!
Francesco
Jun 20,2019I had the pleasure to work with a wonderful team at Idea financial. They have proven to me to be able to go out of their way to really know and get into the story of a honest entrepreneur and the reality of a solid business model. I agree with other reviews Rebecca is just awesome and a sweetheart, Mike never let me down even when it could’ve been easy to do so and up to Justin, the CEO of the company who took the time to understand who we are and how we operate, just in the effort to truly, substantially, help our small business. I can’t recommend them enough.
Paul
May 31,2019Ideal Financial has been very upfront with all correspondence which include the details of the LOC we have with them. They have answered ALL of our concerns and questions in regard to this type of funding. Highly recommend them as a very good source when traditional banks give you a thumb down
Peter
May 23,2019Quick and efficient service. My only complaint is that their pricing could have been more transparent.
Arrabelle
May 21,2019Ari was awesome, helping me secure funds for my growing business.
Arthur
May 14,2019I love this loan. The rate, the term and how easy it is if you want to pay or borrow again and most importantly, Rebecca is the best. Will go way extra miles to help you with your loan . Thanks so much
Kristina & Robert Rowley
May 02,2019Idea Financial is professional!! They provided prompt and quick service to us when we had the need for quick funds, due to customer ACH system down. They were unable to provide their normal payment to us. Idea Financial stepped in and saved the day! TIFFANNI HERNANDEZ is our representative and was available after hours and checked in the next day to ensure we were covered. Just completely awesome service!! Thank you!
Jennifer
Apr 18,2019Idea Financial has a great staff. Their website is easy to navigate and the customer service is top notch. The interest rate is extremely high but I believe it’s because of the LOC being unsecured.
Emmanuel
Mar 26,2019Well I needed Capital to run the business and they made it easy access.
MLogin
Mar 01,2019Focused, patient, courteous and stayed engaged while I reviewed the company for a month and I better understood how they differed from the hundreds of offers made in the past 15 months. Ari created trust and confirmed that my company met there criteria even though I had 3 good years of lending with the largest business lender in the industry. I highly recommend IDEA Financial as they work like a bank, though did everything possible to earn my business.
Ray Sylvain
Feb 28,2019My honest opinion is that your company is unreliable and shady. I have had a line with your company for over 10 months. Not one miss-payments. You closed my accounts by not communicating with us why. You never gave a reason. You treated my company like a dog. Your service was unacceptable. I will make sure others hear my experience. It may not hurt you like you just my company. Nevertheless, every customer I keep away from doing business you will be time well-spent.
Curtis
Feb 22,2019These are the most hard working and likable people you find in this financing space, ever. It seems that one of their guiding principles is to "go out of their way to say yes"
Joan
Feb 14,2019Rebecca at Idea Financial has been a professional pleasure to work with.
Saif
Feb 01,2019Excellent customer service, very fast and easy process.
Theodore
Jan 19,2019They did what they said they would do. Got the funding for our company.
Dean
Jan 16,2019So far its been an easy procedure to obtain an line of credit. Hopefully it will be this smooth moving forward.
Alternative Solutions, Inc
Jan 04,2019Rebecca Wilde and her team at Idea Financial were AWESOME during the application process through the end stages of funding. They are new to the space and feel they will make a significant impact for us small businesses. I look forward to furthering our relationship throughout 2019 as we continue growth and expansion goals.
John
Dec 27,2018It was easy and convenient
800 NW 62ND Ave, Suite #750, 33126, Miami, US
https://www.ideafinancial.com/
Jeff
Jun 24,2019Great Company to work with! Fast excellent service. Monica was awesome!