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Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Reviews 501
Emily Wenzel
May 26,2023All the people I dealt with esp Rafael were all so professional, efficient and very thorough. It was a very pleasant experience
Mary Ulrich
May 18,2023Great communications and we were able to have to money requested within 2 days.
JKM
May 05,2023Easy to work with and very professional.
MATTRESS&FURNITURELIQUIDATOR
May 01,2023Fast and easy
Shirley Mitchell
Apr 28,2023Everyone I communicate with was very knowledgeable and helpful.
Chip Roska
Apr 20,2023Idea Financial has quickly become a member of our support team at United P&H. Jim Picanso of Idea and Jon Cohen of Fundible.com worked together-- listening to, and understanding, our needs. They have quickly and effectively provided a credit line option that we are using and should be easy to manage. Jim and Jon clearly enjoy helping people. I would highly recommend the team of Idea Financial and Fundible.com.
Wayne Ryder
Apr 20,2023Fast and easy process.
Greg Abes
Apr 10,2023Brandon Lilly has been a pleasure to work with.
customer
Apr 07,2023Efficient process.
Cynthia Stine
Apr 03,2023Idea Financial's customer service is exemplary. They actually seemed to want my business. I was able to apply, close and draw on our line of credit in less than a week. We are using it as bridge funding while we work through the much lengthier process of getting an SBA Loan. As a business owner, I've applied for loans many times over the years and this was by far the easiest.
Dave Gardy, CEO TV Worldwide
Mar 31,2023Underwriter and account manager were very helpful, especially when Plaid IT interface was down, delaying the disbursement for a day.
Ron Koester
Mar 23,2023The process with these folks was quick and very simple. That helped me to make my decision, in favor of using them. Their terms were the best of what was being offered by their competitors.
Chris Marshall / Owner
Mar 17,2023THIS WAS A VERY HELPFUL COMPANY. MADE THE CALL AND THEY CALLED RIGHT BACK. WERE ABLE TO GET A LINE OF CREDIT IN A WEEK. GREAT GUYS TO WORK WITH.
Cindy A
Mar 16,2023I found Idea via a broker. Once I started working with Idea directly the process was smooth and efficient. The person I worked with, Julian, was professional, responsive, and a pleasure to work with.
Arulampalam Sivathasan
Mar 14,2023very good srvice
Kirby Wright ,owner and ceo
Mar 10,2023Executive servce
Niko
Mar 02,2023Easy to work with. Straighforward
DJ
Feb 16,2023Very proactive and thorough. Most importantly, they were quick to assist and get things set up.
Mehran
Feb 11,2023The process was fast and transparent.
800 NW 62ND Ave, Suite #750, 33126, Miami, US
https://www.ideafinancial.com/
Farrah Dickerson
May 31,2023Great experience