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Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.
We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.
Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Reviews 501
ESTHER TOBIAS
Jul 27,2022Clear, Quick and Friendly. A pleasant experience ending at n a great loan. Much appreciated
Twilynn Jourdain
Jul 22,2022I am grateful for how easy Idea Financial made it for me to open up my line of credit to support me to grow my business. I look forward to this partnership.
Victor Ramirez
Jul 20,2022Service fast, friendly and easy! Would totally recommend!
Philip Z
Jul 03,2022The Idea Team is awesome! Special thanks to Chris and Rafael for being there every step of the way.
Bradley Knoefler
Jul 01,2022We applied for a credit line to finance a remodeling project for our restaurant. We needed to finance not only the construction but the operational costs as we would be closed for a few months. The day we tried to draw down the credit line it was refused due to "loss of revenue". Well that's what happens when you close your business for a remodeling project! Now we have to scramble to find another credit line to continue the project. Its almost as if they expect you to borrow when you don't need it yet refuse to lend when you do need it. Not cool at all and defeats the whole purpose of a credit line. DO NOT EVER WORK WITH THESE PEOPLE!!!
Pharmacy
Jun 29,2022The whole IDEA for a line of credit is to protect for overdraft. Not penalized them.
Randy Sainz
Jun 29,2022The team at Idea is 5 star
Amandaroe
Jun 25,2022I call for a quote for life insurance and they help me find the best plan to use, thank you for the quality service
customer
Jun 23,2022Excellent team, excellent service!
Jane Lepak-Jostsons
Jun 16,2022Professional attitude, helpful people with solutions.
Steven
Jun 14,2022Fast and simple process. Great people to work with!
RONALD TATE
Jun 14,2022Good job in processing our loan, thank.
Wayne Pfaffly
Jun 09,2022I was referred to Julien and the Idea Financial team and within 24 hrs I had the capital and line of credit funded to upgrade and enhance my coffee and wine bar. Highly recommend
Robbie Edwards
Jun 09,2022Great experience. Fast, informative, and excellent customer service. I will definitely do business in the near future with Ideal Financial.
Joseph Pereira
Jun 07,2022Excellent services. Overall. Looking forward to a. Long. And good reliable service. Thanks.
Rus
May 27,2022So far so good ! Very easy and fast to establish
Karen Hemry
May 27,2022Everyone i have dealt with has been very responsive and incredibly helpful!
Moe Boussi
May 26,2022It was great thy
Purvisa
May 25,2022It was nice working with them and they made process easy as possible from approving to funding.
800 NW 62ND Ave, Suite #750, 33126, Miami, US
https://www.ideafinancial.com/
Doyle Mitchell
Aug 03,2022This was an easy transaction.