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Otter Lending, Inc. offers customers a quick and effective way to get access to extra funds to cover life’s little emergencies and unexpected expenses.
With the online installment loan services from Otter Lending, Inc., you can have the funds you need deposited directly to your bank account. Unlike traditional payday loan services, you have the ability to repay the loan over time. In addition, the loan can be prepaid at ANY TIME without any penalty.
The money you receive with an installment loan can be used to cover expensive home repair bills, unexpected expenses, family emergencies, medical bills, car repairs, bounced checks, and all the other surprises life sometimes throws at us.
If you need emergency funds, Otter Lending, Inc. may be able to help. The advantages of Otter Lending, Inc. include:
• Being quickly notified if you qualify! • Funds directly deposited into your bank account! • It’s safe, secure, and confidential!
Reviews 41
Nadege Alfred
Jul 22,2023They entered my account number wrong and I didn't get the money
Mary Scott
Jul 15,2023I want to apply but when I go to the webpage there’s nothing to click on to take me to an application or to create an account?
customer
Jul 06,2023I like how it was fast, but their rates are too high, which I feel is a scam. They say they are there to help but yet give you a 3000 payback. How is that helping? And I hate how I have to call them to pay it off and then when they say they will get it. They don't take it out of your bank until the end of the business day Or the next day! I would not recommend them.
sheryl ledin
Jun 16,2023was happy that i was approved quickly, however i never received my copy of the loan agreement. so i have no idea how many payments i'm making or my interest rates. Also do not have a sign in id to check my account or anything. the site kicked me out right at the point to get those things. so now i'm at a loss they keep taking money and i don't even know for how long. so i'm not happy about that.
customer
Jun 11,2023Fast process and received funds very quick as well!
Tory Billesbach
Jun 01,2023I had to sign documents twice and yet i still don't have my money that i was told would be in my account today,its urgent that i had the money before i went to work.I'm very upset.
Cheralyn
May 09,2023This was a very difficult process. I applied Saturday, their system kept glitching, but was able to finally finish, was approved for $1125, signed documents, then according to paperwork, payment was supposed to be made this morning, which I desperately needed with medical situation. I called today and no funds, spoke with two representatives saying that they still had system issues, and "hoped" it would be fixed. Then, on top of that after 2 days of not knowing as they said, they still had a "final " review, they declined it after all that. With income verification and job, fully employed working for a bank myself, this was extremely disappointing. I have screenshots showing approval and amount, signed documents, then suddenly get declined.
Sheri S
Apr 27,2023Otter Lending was easy to work with. They helped me get a loan when no one else would give me a chance. It’s super expensive if you don’t pay it off right away, but if you are able to, it’s not bad at all, and there is no penalty for paying it off early. The money was in my account when I got up the next morning.
customer
Apr 27,2023Too many email requests by me to get answers. Not confident my voluntary electronic revocation will be honored.
Mr Evans
Apr 26,2023Otter Lending is sketchy and dishonest. I have explained that they have incorrect banking information. They stated they can't change the banking information or start a new application. They only communicate if you owe them money. Stay away from this Otter Lending.
customer
Apr 17,2023Great!!!fast efficient
Mercedes Featherstone
Apr 14,2023I like that I got approved but dislike how much I have to pay back
Jose Portillo
Apr 09,2023They helped me out so fast
Mel
Apr 08,2023My low rating is because I really hate the very high interest rate but other than that the loan was approved right away and I received my funds in my bank account the same day. It took about 10 hours to receive it.
customer
Apr 05,2023Awesome lending in time of need
Rickki Hussey
Apr 05,2023Although I did get approved , I’ve been waiting for 2 days now for funds. I know it depends on my bank as well, but for emergency purposes this wouldn’t be my first choice again. Will give update when funds are received!
Alan Parks
Apr 03,2023They need to let people know how much income is required I’m always getting referred to this through a third party website and everytime im always denied due to insufficient income in which I get paid on a weekly basis and my account is in the thousands.
Dr. Charles R Thomas Jr, DNC, FRNP
Apr 03,2023Great customer service and the ease of using the site and the quick response and deposit. Enjoyed the experience.
WILLIAM J WALDEN
Apr 01,2023Easy process and next day funding!! Kudos! I recommend this company to anyone looking for a short-term lending solution.
DEWON APPLON
Jul 22,2023Said I was approved and said one would be in my account by the close of business and it's still not there by they have to wait until Monday or Tuesday to get it when I needed it the same day