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Reviews 443
Dusty Lewis
Sep 10,2020Great customer service.
Amanda Erwin
Sep 09,2020Payability helps me to have the daily cash flow I need to run my business smoothly on Amazon without cash reserve.
Anthony
Sep 09,2020Great for MFN sellers who want a quick turnaround on cash. Ship orders and funds are in your account the next day.
Derek Picard
Sep 09,2020Great company to partner with
John Alden
Sep 09,2020Great company to work with on speeding up distribution of payments from platforms.
Jomar
Sep 07,2020Payability has done a lot for me with my business. Cash flow is the life of your business and when you're waiting an extended time for funds, it can truly tie up your business and limit your capabilities. It also helped me grow my business by allowing me to invest into newer products faster.
Stacey
Sep 04,2020Payability was the best thing I did for my business. Its helped me get more product faster and still keep my bills paid off quickly!
James Shepherd
Sep 03,2020Payability has been a true asset to our business for they have helped us to be able to start scaling at a much faster pace now since we receive daily payouts. With this option it has helped us tremendously to grow at a much faster rate now. Before we had Payability we had to literally wait 14-17 days just for payments to clear from the selling platform we use to clear our own bank which in the end slows business growth. So if your on the fence about using Payability my advice would be to get it as soon as you possibly can and watch your business scale very quickly! Payability has been a Lifesaver!!!
Catherine
Sep 02,2020We have used Payability for over a year now. I don't know what I would do without this service. My cash flows are so much easier to manage. The fees are reasonable and if you use the Payability card for expenses, the cash back at times outweighs the fees. Payability was definitely a good decision on our part.
DL
Sep 02,2020Payability helps my business continue to grow quickly. They have good customer service and are quick to respond to any questions I have.
Jose Francisco
Sep 02,2020I totally recommend Payability. It’s money everyday. Very simple and easy. Don’t wait.
Jeffrey Lee
Sep 02,2020We would like to share our nightmare experience with Payability in case anyone is interested in using their service. We had a really great experience with them in the beginning until our account was triggered for the high-velocity sales review from the Amazon seller performance team. Our account was released after 26 days from the reviews and we thought everything was okay. However, the next day, Payability did charge us the roll-over balance fee which we never heard about until “read your contact paper” and it was more than $30,000 and the fact we had no access to the funds for 26 days. (we had around 700k in sales before the reviews) We did get the credit of $20,000 from them as a one-time courtesy but we still have to pay $10,000 out of our pocket. And the nightmare happened again, amazon triggered another high-velocity sales review 10 days after the release. We believe this was triggered in system error since we didn’t have many sales between the period. Here comes the real problem when payability sent out the demand letter to Amazon the same day and the Amazon seller performance team put our account in question. This cause the longer delay and our account were released 27 days later. No surprise, we did get charged for another $20,000 finance charges from them without having any access to the fund. At this point, they terminate our contract and refuse to give us any credit. Overall, we had to pay more than what we agreed, the total fee was more than $85,000 if we couldn’t get any credit from them. Bottom line is, if you consider using payability, do aware all of this and do prepare to pay them. I wouldn’t highly recommend using them.
Minh Le
Aug 20,2020Honestly, if you either: ⁃ Have access to bank loans & credit cards, or ⁃ Sell low volume/low demand products or ⁃ Are not too cash-strapped Then you probably don’t need to use Payability. But I was a college student, neither a Resident nor Citizen of the US (so no credit cards & loans for me). I could potentially sell 100k+/month but apparently didn’t have a lot of cash on hand. Payability welcomed me with open arms. My initial rates were 3% (for international sellers), down to 2% once I did 100k+/mo, and then down to 1.25% with Loyalty Rewards. I would say every program they launched was spot-on! My account manager, Eric, was professional, friendly, understanding & respectful. They gave me a 2% Cash-Back-on-all-purchase Visa was also a godsend for me. The only downside I can think of is that my bookkeeper wasn’t fond of the reporting system. But in the end, it was worth it! I'm incredibly grateful that this service exists to help out sellers.
Nick
Jun 04,2020Very useful financial tool. It is not for everyone, but it works for me. Applied for service in the morning. Alex M. helped to set up the account. Very fast guy! By the end of the day funds were available to replenish the inventory. Really appreciated no BS approach. Pleasure doing business with professionals. Thank you Alex!
pcdks barreiros
May 20,2020Great customer service! Thank you Alex Moore.
Ahmed Omar
May 15,2020Great customer service, answered all my questions fast.
Juan Enriquez
May 07,2020Thanks Did things right
Goode Butter
May 06,2020This review is to help out anybody who is thinking about applying for an advance through Payability: If you have a judgement against you for maybe a closed credit card, DO NOT APPLY. If your business bank account doesn't maintain at least a $1,500 daily minimum, DO NOT APPLY. I have been in business on shopify for almost 2 years, I was well over the $2,000 minimum that you need to qualify for an advance, and my store was in great standing. So is my business bank account. Everything checked out perfectly until they told me that there was a judgement against me for $500 that I had no idea even existed. They said their policy does not allow business owners who have an open judgement against them. WHY ISN'T THIS ON THE WEBSITE?!!!!! I would have taken care of the judgement with no problem at all if I knew it even existed. Now i can never qualify for an advance even if i paid the judgement. And I would have some funding for my store right now. HUGE disappointment. Be more transparent with people who apply BEFORE they apply! I worked my butt off growing my business only to be denied over something so shady.
Rainier
May 05,2020Great program and excellent customer service.
61 Broadway, Suite 1115, 10006, New York, US
https://www.payability.com
Rudy
Sep 29,2020Payability, just takes your money. I don't even use the cash the are supposely giving me up front and i am getting these Huge debites for funds I didnt use.. Please beware. ifs even harder to get someone to explain the system to you. Dont make a mistake