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Reviews 443
Toys Collectibles
Feb 11,2021Brandon Ellison did a great job very friendly explained with ease and was very happy with service and this service is better than PayPal thank you Payability for providing my bussiness capital.5 stars
Jessica Kresha
Feb 10,2021Don’t let them lie to you they do go off your credit report
Damion
Feb 09,2021Fantastic quick team to help add some $$ to grow our business quickly!
Steven
Feb 03,2021Easy Peasy Fo Reasy I think that was more then 10 characters
Daniel
Jan 22,2021Very easy to apply and the agent I worked with was great!!!
Ilia IPV
Jan 22,2021Payability significantly helps our business cash flow. Customer service is excellent. Russ (from Payability) is super fast in making the entire process, from application to approval. Thanks for such a great service.
Dustin
Dec 17,2020Out of this world service! Happy camper here
Anthony
Dec 11,2020I needed more cashflow for my ecommerce business. Payability has delivered me 50% of my marketplace sales daily, instead of me waiting for payouts every 2 weeks. It's been smooth so far. the math is a bit tough to understand, but it's possible. I'm happy so far
Camila Oliveira
Dec 10,2020Great customer service and fast approval!
Verified Customer
Dec 10,2020Excellent Customer service and quick approval.
Sierra Illusions
Dec 09,2020It has been nice having access to my funds quicker then Amazon releases them.
Allison
Nov 27,2020Easy process, fast response time and courteous service!
Thomas Fletcher
Nov 24,2020Always excellent
Brian Crocitti
Nov 20,2020Payability was very helpful for me. I don't know what I would've done without them.
Elvys
Nov 17,2020Very helpful and efficient
SnapFly
Nov 17,2020Hands-Down, the best! Payability has been extremely dependable. Their web platform which you view your account on is simple, yet has all details you need. They are super easy to contact if ever needed (rare). They answer emails promptly and you can always get someone on the phone if need be. We have only really ever spoken to them or emailed them with general questions because we just never have a problem. We highly recommend them!
Alan
Nov 14,2020It really helps my business cash flow using Payability. The cost of service percentage has decreased over time, which helps my bottom line. Customer service has been excellent.
Renee
Nov 13,2020I love everything about Payability . The app is easy to navigate and my business was able to scale quickly because I always had next day funds .
Effingham Radio
Oct 09,2020Aweful company, Terrible experience. Stay far away unless you want to spend your time double checking their work and then waiting as much as a week to finally get your Amazon money. Even after multiple mistakes were made and admitted too, They still take their money!!!! Horrible experience!!!!
61 Broadway, Suite 1115, 10006, New York, US
https://www.payability.com
BJ Blackburn
Feb 12,2021Payability fee structure is deceptive and fraudulent. After over 9 months of using the service for standard payments (if you research real reviews you will see the payments are not next day or instant), I discovered the actual fees were almost 6% of gross sales on. Many people think it's similar to a regular merchant where they take 2% off the net that is sent but it's actually gross plus hidden fees. The hidden fee structure works like this - Say you have $1000 in sales in 5 days, automatically you are charged 2% on that ($40), next you get 75% of the net sales of that $1000. So if you paid $400 total in shipping fees and amazon fees, you would get 75% of $600 ($450) but before that, Amazon reserve amount is taken into consideration so it is actually even less but here's where the trick is: When Payability releases the 25% of their reserve from that period of sales you get charged another 2%, when amazon releases funds to Payability, you get charged another 2%, and finally when your reserves are released from amazon, you get charged another 2%. During my time with them, I had $83,000 in gross sales, netted about $43,000 from Amazon, and Payability took over $4600. So the reality of payability is 5.6% of gross sales and, in my case, over 33% of all profits. Because remember, Amazon paid out $43000 but that hasn't factored in the Cost of Goods Sold. Google Payability Fees to see their advertised fees and compare it to our case study at sitelead net This is similar to a payday loan company and they have load of complaints with the BBB and everywhere else. They are just really good and reputation management (and hiding fees) Edit 2/16/2021: Per Payability's website and listing on Google, their financial services are simple, fixed, and a flat fee. This is simply not true. Here is the exact text from their Google listing and website: "Payability charges a simple, fixed flat fee typically between 1% and 2% of your gross sales. For example, if you are an Amazon Seller who qualifies for a custom fee of 2%, and your gross sales are $10,000 in a payment period, you will pay a $200 fee to receive daily, next day payouts." There is no confusion. I have audited over 4,000 transactions from Amazon including everything from canceled orders and returns to charge backs and it doesn't even come close to what they charged me for. Since the entire time I have sold on Amazon, I have never even sold as much in Gross sales as they claimed. Stay far away from this company. Also, I have not communicated my account information to Trust Pilot until after Payability's response so it's interesting how they would know the exact account this review is connected to.