RATESDOTCA

4.0 (892 Reviews)

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RATESDOTCA helps Canadians make informed financial decisions. We've been helping people find the best rates for insurance, mortgages, credit cards and personal banking product for more than 20 years.

Shopping for insurance or other financial products may not be fun, but by making the experience quick and simple, RATESDOTCA makes it easy. And because people who shop with us save an average of $800 on car insurance,* we make it easy.

Compare rates on financial products:

Car Insurance

Home Insurance

Travel Insurance

Mortgage Rates

Credit Cards

In just a few clicks, you’ll be matched with a range of quotes from Canada’s top providers – the brands you know and trust – so you get the best rate for your insurance and money products.

Reviews 892

4.0

Out of 5.0

Mike

Feb 19,2025

Fast quote and easy to sort

Daniel Yim

Feb 18,2025

I used ratesdotca to buy travel insurance many times. I get a list of insurance options fast and most of them can be bought online. it is very simple and easy to use.

Helio Gomes

Feb 12,2025

It's very efficient, I got my travel insurance in no time.

Ani

Feb 06,2025

Lack of transparency with the price, and disconnect between the site and insurance company. I recently bought Manulife travel insurance through Ratesdotca. They stated the premium, which I paid for. I even got an email confirming the premium. But on my credit card statement, I was charged more than the premium. When I called Ratesdotca to ask about the discrepancy, they told me that I have to contact Manulife. This feels like a run around. If they state their premium, then that is what I expect to pay. I got transferred twice before I got hold of someone at Manulife. They told me, its the premium plus tax. Tax is fine, but it should have been clearly stated on Ratesdotca when I bought the insurance. Additionally, in the confirmation email, it said that I will get an official confirmation of coverage and insurance documentation by Manulife. I didn't get that. Its not in my spam folder. I also asked Manulife about that, and they said they sent it, but I still haven't gotten it. Now I have to call they again to chase it. This experience is frustrating and unsettling. I will not buy anything else from Ratesdotca if they can't effectively manage customer's expectation.

NADINE

Feb 05,2025

I was told that the bank that was giving me the best interest rate was to call me with 48 hrs to further discuss my options. I have yet to receive a call from said bank

Wade Boulton

Feb 04,2025

Very easy to apply for coverage,

William A

Jan 31,2025

Call back within 5 hours. The Lady spoke clear English.

Tomasz Pedzisz

Jan 30,2025

Once again, I felt sorry for this terrible advertisement. I was hoping to save some money on my insurance. I wasted my time filling out an application and ended up nowhere. I keep my insurance as it is. I guess I am a better negotiator than all those brokers.

Scott

Jan 26,2025

It was great to be able to compare a number of different quotes for emergency medical travel insurance from one place.

Robin

Jan 21,2025

Nice selection of options to choose from for our needs

adrian blais

Jan 20,2025

Ratesdot makes it easy to decide with their selection criteria. Ive used TUGO in the past but never made a claim so can not comment on their efficiency.

Sharon

Jan 20,2025

Web site was easy to navigate, quick, and affordable.

Darren Darvill

Jan 18,2025

Rates passed me on to a referral to BMO for mortgage rates etc and said I would hear from them within 24 hour period. It’s been 48 hours, no call, no contact. Not helpful.

Ejnar Laursen

Jan 17,2025

4,6% Great Rate

Debbie

Jan 16,2025

Very quick and gave me the best rate within minutes!

Alan

Jan 11,2025

I'm travelling to a place that requires travel insurance and it was easy to get it through rates.ca. Saved a bit compared to quotes I got elsewhere too.