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Reviews 422
BRANDI NEWELL
Apr 08,2016I am grateful for the loan to help pay off my high interest credit card and great service!
RC
Mar 24,2016Easy application process, Funds in the bank 5 days after applying. The only downside is the high interest rate, I am paying 19% with a credit score of 750.
David
Mar 13,2016Argon was very professional in handling my loan. If you have decent income and can prove it and an active bank account, they will work for you and have your money in less than a week.
Ladon
Mar 04,2016this is a good place to do all your loan business in
Mrs. V
Mar 04,2016After having some financial difficulties, Argon was kind enough to put me in a program that didn't damage my credit score and put me back on track with making my payments on time. I'm very grateful.
Linda
Feb 12,2016The loan process was easy and I received my funds quickly
James
Jan 16,2016My Loan was Funded on 12/30/2015, I received a contract with the amounts and due dates which I E-signed and sent back to the Company, on the contract they were sure to include an "out" if you read the fine print, they have not committed to make the loan until funds are deposited, it also states on the second page of this "CONTRACT" Unavoidable delays as a result of inadvertent processing errors and/or acts of god may extend the time for the deposit. We will begin to earn the finance charge on the effective date(IS THAT LEGAL) PLEASE READ YOUR CONTRACT BEFORE YOU SIGN IT!!!!!!!! How can a Finance Company Fund a loan and tell you they don't know when it will be deposited????? And they are not BBB accredited(RED FLAG)
Robin
Jan 16,2016I was approved and sent a funded email on December 14 2015. The very next day recieve another email saying that due to increase loan volume all funds were put on hold til further notice and I would recieve an update by January 2016. On January 3 I recieve a phone call saying funds were available and had to update my info. The next day they call me and say that instead of 3-5 it would be 5-7 to recieve funds. Here it is halfway through January and still no funds. Now they tell me they can't give me a date as to when the funds will be sent to my bank, hopefully by the end of the month the lady on the phone says. This company is unreal. I mean either you have the funds or you don't.
Erica
Jan 15,2016I appreciate Argon Credit working with me during a financial hardship in my life at this time. I got approved quickly and there was not a problem with submitting my documentation. Once my documentation was received and verified my money was in the bank within 24 hours. The customer service representative was very polite and helpful.
Xavier
Jan 10,2016I will say there are much better lenders and options out there if you would like to recieve an approval and funding within a week. Do not apply to Argon Credit. Do not believe the positive reviews read on this or other websites regarding Argon Credit. I applied late December, recieved an approval, and gave them all the documentation the same day. I was approved at an 22% APR which isn't bad but not good either.Then they say they have to go through the process of "verification" (sit on your application for 10 to 15 business days).They use Microbilt IBV(Instant Bank Verification) to look into peoples bank account activity for the past 90 days. I'm not comfortable with companies looking into all my account details, so I gave them a copy of my bank statement,blank check, and other documents for "verification". If you have been reading other negative reviews, they are ALL TRUE. They will offer you an approval,do a hard pull, make you wait 2-3 weeks for a denial or substatially less offer with a higher interest rate. This hasn't happened to me (still pending approval in verification process) but I see the pattern of what other reviewers have brought to my attention. During this time,they will state:"Verification will take 24-48 hours". They will log your calls and avoid them as they know that many people have been waiting will call as this process is worst than getting a mortgage. And as you wait in anticipation and limbo for this loan,you MAY recieve descent customer service and the same script from their employees who are apathetic to your cause. Please remember, I applied in Late December. It's almost mid-January and I'm still in limbo. They use Microbilt as a Credit Consumer DataBase to find information regarding your credit,background info, and more. So if you see MICROBILT on your TU and EXP. Credit Report. That's them. So yes,they pull 2 hard inquires on your report for your notice. You are better off going to join a Credit Union,using a P2P lender, or another online lending corporation. At least they offer you a line of credit or loan once you join/apply and the process is immediate of an approval or denial. UPDATE:1/12/2016: I suspect a bit of racial discrimination as well. A collegue that is a different ethnicity applied about the same time I did (actually earlier two days earlier) and had his loan approved days later with a deposit 72 hours after approval. While almost 3 weeks later, I'm still pending "verification". He gave them the same paperwork & did not do IBV but gave them his 30 day bank statement. Almost same credit score and makes slightly less. Although he asked for a lesser amount(a few thousand less),nonetheless, this is very disconcerning if you are a minority. Argon Credit borderlines predatory lending with it's APR's & Interest Rates (15% to some I've seen on reviews 69%). They also practice "redlining". And if those aren't familiar with "Redlining",redlining is the practice of denying services, either directly or through selectively raising prices, to residents of certain areas based on the racial or ethnic makeups of those areas. Just beware. Argon is a VERY Underhanded and Unethical lending instituition,if you want to call it that....
Skylar
Jan 07,2016I waited for my loan for 3 weeks and continued calling! Finally I got a call from a representative saying my loan was approved but I would be getting less than I thought which was fine with me. I signed the e-signature form and the next day saw my loan was denied!
Walter fields
Jan 01,2016Will I get a person loans which means that I hope and do the best of my lesson to pay the back to the company who trust me but I have same bad news of my loans subject I have been talking about someone have one been into my account at chas bank account went I thought my one of months. Check was in my check account and find out someone try to will then do write a check for some fund to come out of my account make me be own the bsnkmoney so I cannot pay the loans of 132 bollar in January but I will make it up in February in the amount of 260 dollars if the company have any questions call me at 7732176879. Thankyou every must okk
Lagina
Dec 24,2015Very good company to borrow from payment plans are right very affordable.
Meising
Dec 20,2015I applied and was approved for a $5800 loan. Sounds great right? After e-signing the loan terms and submitting my documents, they said wait 24 to 48 hours. After waiting I heard nothing back, I signed onto their website only to see my loan had been denied. I've been trying to contact them to see what the hell is going on and I have got no response! Effin Bs dude
Cory
Dec 19,2015Go for it and be a winner winner with a chicken dinner
Griselda
Dec 19,2015It was quick and easy
Tricia
Dec 15,2015Good customer service
Steven
Dec 15,2015Was pre approved for 10k only.needed less then half was approved within the next 2 business days and had the cash in my account within the week very easy to work with
Richard
Dec 15,2015Good experience
Marcia
Apr 08,2016I have enjoyed working with this company, they are very professional and thorough, yet friendly and courteous. They helped me out of a bad situation in a matter of a few days. Thank you Argon. I would recommend them to everyone who needs help.