Communication was great. Kept you in the know every step of the way!
Extremely impressed with Danny and CIVIC, they are everything they say they are and more! I will be using them again for my next project 100%.
The absolute worst hard money lender, I have used quite a few, and I cannot stress enough how terrible they are. They take weeks to get a draw to you, there is no online portal, they charge huge fees. They took over a week just to get a payoff statement to the title company for the sale of the home that was quick close all cash. It took months just to close the loan when they said it would be weeks. DO NOT USE THEM, READ ALL THE PAPERWORK.
It’d be unfair to criticize any organization today, without a reasonable sense of understanding. This market impacted by COVID-19 is undoubtedly uncharted waters for everyone. During this tumultuous time however, Civic should not be remembered as a leader. My borrowers and myself are shocked with Civic Financial’s poor reactionary procedures which were put in place during this crisis. Procedures that ultimately mislead their partner brokers and clients when they needed it most. They were the first of just a few lenders to announce that their lending capacity, would ultimately remain available , throughout-out a market impacted by COVID-19. I wish I would’ve known the entire truth to such a statement. In the course of a week since the announcement, Civic has completely changed the loan structure in regards to pricing and LTV, for loans that were already underwritten. I understand increasing the pricing for all new loans going forward, but to alter deals already underwritten and in the process of closing is unacceptable. Civic has let it be known that these changes will be made with no exceptions, even by case to case basis (for repeat clients). If you have an immediate need for capital during this time. Im implore you to look elsewhere for a reliable and honest lending partner.
Great company, easy to work with. And my guy Eli is a beast.
These guys are the best hassle free and fast
Great experience with Daniel and his team at CIVIC!
Our Account Rep, Bijan Tavazoie, has become a trusted partner. Working together on two loans now, and sharing vendor resources. I know he has our best interests at heart, and I will continue recommending his services.
Justin and Jack was great to work with and helped me push this through so fast. Great person!!! Thanks, Debbi”
Once you set up the file clear conditions. Fast easy efficient closing. Will use them again. Thanks you Josh.
Great Work! Did what they said and were very honest. No hidden fees. Highly Recommended.
“Excellent service always on time . A pleasure working with Anthony”
Eli was great, he was very responsive, all Civic staff was also gave me a timely and accurate response, and they were all friendly and professional. Ermias
The service by Wade LaRouche was extremely professional. He gave diligent answers to all questions and made himself ever available. He and Teresa Esquivel went above and beyond to make my deal happen.
“Exceptional follow up and execution skills. Extremely professional, friendly and easy to work with. Quick turn around on everything from pre approvals to funding. 6 Stars to my team!!! They deserve raises and promotions :) Love the Broker portal, it makes the flow of what we do a million times easier so everyone can focus on completing tasks and getting on to new business. Much appreciated and gets easier and better to work with Civic as we grow together. Pamela Kimble, BRE Capital & Investments, LLC
Mike Jablonsky & the team are always professional & thorough, no matter how complicated the transaction --- Mike always goes the extra mile.
Quick service who truly want to help the client. Randall Greco President & CEO Denali Commercial Mortgage
Chris & David were polite & patient when I did no send info on timely basis. They consistently guided broker & borrower as per Civic lending criteria etc. Over the years, I have developed a good sense of comparative value. Civic Fin is my go-to lender, especially due to exceptional service by Chris Rosas & David.
The process with Civic Financial was great from start to finished and we close in days!
Soney Phom
Aug 21,2021It was great working with you and your team again! Thank you for your attention to detail and kindness. Thank you !