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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
Cat Brewer
Jul 09,2023The process of using Figure to obtain a HELOC was easy and quick. Customer service reps were easy to access, professional, friendly, and helpful at each step along the way. The company was very communicative, and I have no reservations about recommending Figure.
Carlene W
Jul 07,2023The application process was easy to execute, follow up was and approval was quick and everything went well. In less than 5 days the loan was funded.
Kristin, MA
Jul 06,2023I cannot imagine why anyone would ever give anything less than a five star review here. From the moment I logged on to the figure website for the first time until my loan was funded barely a week later the entire experience was smooth and professional, and completely hassle free. We have a lot of equity in our home, but we do not have perfect credit, and we were able to tap into our equity without any problem at all. I highly recommend figure!
KingKrush Rex
Jul 06,2023If u need money this place will give it to you at the cost of an arm or a leg? I got an outstanding 20% interest which unfortunately I had to accept as my credit isn’t the best, due to school loans, falling behind on payments and just surviving as a human on this planet designed to hold us back! I hope to pay this loan of asap because they are charging me almost 10k dollars interest on a 20k dollar loan I used for a vehicle
John Smith
Jul 06,2023What a joke, no different from scam calls, or robot calls, they send the pre-approved offer just so they can get your information, and probably send you a bunch more garbage or refer me to other companies, so they can hound me, they are most likely selling my information as I'm leaving this review. What do they mean, I'm not creditworthy, I have excellent credit, in fact, my FICO score is as high as an 829, yet I'm not good enough for Figure.com to loan money to, I don't know, maybe it's an Age thing, I am 72 years old, perhaps they don't loan money to old people? That's okay though, I really didn't need to borrow money for my home at this time anyway, since I intend to sell it within the next 3 months, and I have like $250,000 to $300,000 in equity, but I thought I'd check this company out for when I buy another home, but after wasting my time like they did, and then turn me down to add insult to injury, I can guarantee them, I won't be using FIGURE.com for my next mortgage and or Line of Credit, that's for sure.
Luis J Nevarez
Jul 04,2023Easy to go through the process. No worries at all. Thanks Figure!!!
Rachel Jordan
Jul 04,2023Easy to submit, easy process. Mobile friendly submission.
Kyle Placek
Jul 04,2023Very easy and stress free experience.
Lynnie
Jul 03,2023Figure made a wonderful and trustworthy representation through how my account was handled. I was never coerced into making an instant decision, my questions were answered through thorough explanations, and not once did I feel like an inconvenience. The first notary I spoke with was personable and honest. I was greatly impressed!
Mary Bridges
Jul 01,2023My experience with Figure is outstanding. A company that does exactly what they say they are going to do. Excellent!!!
Chester Teeters
Jun 28,2023We tried for months to get a loan for a new roof with no luck. Figure worked with us to get the loan we could afford. The people were friendly and very helpful. Now we are getting the repairs on our home that it needs. Thank you Figure.
Troy Broussard
Jun 27,2023They suck want to play games my time is more important than that go f,,,, your self
Mr. Powers
Jun 27,2023Figure’s online experience is Amazing! It’s simple, straight forward and easy to use. I would recommend Figure to anyone looking for a home equity line of credit.
Hilary Lopez
Jun 23,2023This company has horrible customer service! I've had nothing but problems every time I call or email. I tried updating my payment account information with them and I had multiple issues. It was such a simple task and they turned it into a huge hassle.
Christine Montano
Jun 22,2023Professional and attentive customer service I was very pleased with the way the Agent explained the details of my transaction to me.
E.M. Bernard
Jun 20,2023The process was so fast! I got my funds in record time. The only reason it was 4 days long waiting was a law by my state. Otherwise it would have taken 2 days awesome
Rick Frendt
Jun 20,2023Super fast and easy to use. Income verification by connecting a checking account was especially impressive. Also the instant home appraisal.
Madhu Christian
Jun 17,2023This was my 4th experience with a financial institution regarding mtge. Or refinance. I tell you this experience with Figure was the best one I had. I would give a 10 out of 10. Easy documentation, no going back and forth regarding documentation. Very quick response and closing. I would recommend Figure over any other financial institution.
Ryan
Jun 17,2023Figure made things, fast, easy, and hassle free. Highly recommend.
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
Gloria
Jul 11,2023Mandy was great in discussing what will take place on my account,she explained how the payment will be calculated