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Prospa is on a mission to make financial management simpler for small businesses like yours.
Make business happen with lending products and a simple transaction account designed for what your business needs. Accessing the funds you need should be easy, so with Prospa there’s no lengthy application process and funding is possible in just hours. We get to know you so we can provide a solution that’s right for your business.
Manage your Prospa Business Account and funding products anytime, anywhere it suits you via the Prospa App or Online. Apply for funding of amounts between $2000 and $500,000, with repayments that work with your cashflow.
Join thousands of small businesses who’ve made business happen with the support of Australia's #1 online lender to small business.
Reviews 761
Anita Carter
Feb 14,2024They put the wrong address on my credit file which adversely affected my credit rating. It is not an address I have ever lived at or is in my licence. I told them about this however they failed to rectify it.
Chinta Kasih
Feb 14,2024The staffs at Prospa are very knowledgeable and the processing time is very quick, this is my 2nd time using the service and I’m very happy. Thank you
LeanneS
Feb 08,2024The team at Prospa made this process a most pleasant and professional experience comparative to most dealings when related to finance with a bank. The application was handled by one person in all dealings, which made for a strong business relationship with a personal touch. Information required was quick and easy to obtain without requiring the application be passed onto our accountants for completion and the turn around time was outstanding. Most pleased with the service, turnaround and professionalism, would definitely recommend
John Deluca
Feb 07,2024I have been with prospa for a number of years could not complain at all about there service until NOW . Have been repaying the line of credit with no missed payments for over 2 years then last week no payment came out of my account , after investigation on the app I discovered without any correspondence at all prospa increased my repayments to $1600 per week . After recovering from the initial shock I tried to contact prospa after numerous calls I received a call this morning 7/2/24 at 8.30 am with the gentleman advising “sorry mate can’t do anything you need to pay the amount per week oh and by the way I am resigning from prospa so don’t really care “ . I tried to email prospa and to my shock had blocked me see pic My advice source another finance company who at least has some compassion in these tough economic times . Disappointed customer
Sharney Rowe
Feb 06,2024Fast & Efficient - No Fuss Heard back from my application within minutes and funds were in my account by the end of the day - had all relevant information explained to me and an App where I can access information quickly and easily.
Dimity
Feb 04,2024Need flexibility with cash flow in your business and Prospa are the business to work with. Quick professional turnaround and.clear about costs and fees.
Penelope Soumelidis
Feb 01,2024Really quickly got help from Prospa, was so happy, and find them great.
Prabir Das
Feb 01,2024Extraordinary services, truly cordial, sincere group of people, specially Zac and Van
Justine Proctor
Jan 31,2024Easy to apply and quick!
Ian Buist
Jan 31,2024The customer service staff awesome to talk to and new their products and customer service was also 100% like Grace felt like she new me made me feel as a person NOT as just a number and felt like talking to her she was smiling all the time. Not an issue with them had a clear plan and executed with 100% professionalism.
Len Grainger
Jan 31,2024I had difficulty in accessing my bank statements, but Lynette Combrinck provided alternative online access which finally worked. Lynette was very helpful and courteous, and explained all details very well.
Roakey
Jan 30,2024With the help of Prospa, I have taken a one man band, boat building and repair business with assets of 40k to an expanding Business, with a factory, staff, our own brand of boats, equipment and assets of over 400k in four years. Good People to deal with, simple easy transactions, but hey Prospa, everyone could always use a lower interest rate.. wink wink!
Elie Azzi
Jan 27,2024Our business has been working with Prosper for a few years now. We find them to be reliable, efficient and professional.
Tom Filippopoulos
Jan 25,2024Pleased with the result from Prospa. They offered me the right product for my business at a palatable rate which I was happy to accept, so much so that I will make Prospa a first port of call in future for other finance packages.
Aaron
Jan 23,2024Entire process was fast, easy and painless. Really like the way it works.
Earthmoving Equipment Direct P
Jan 20,2024Speedy & very easy process, fantastic customer service, answered all my questions and explained anything I didn't understand. For me the whole process was completed the same day including funds in our account!
Imelda Manalo
Jan 19,2024John was very accommodating and helpful. He provided us options for our business.
Peta Warby
Jan 19,2024prompt, efficient and painless unlike alot of other finance brokers.
Jessica Gough
Jan 12,2024So helpful and extremely understanding. It’s always hard to ask for money. But she made it a nice experience.
Level 1, 4-16 Yurong Street, Sydney, 2010, Sydney, AU
https://www.prospa.com
SAMMUEL AWWADA
Feb 15,2024Prospa made life very easy for me, because they gave me results. They got to know me and my business and they tailored a loan that suited me. they had extensive knowledge of their product, and they were very professional from start to end. Loan approved and money ready in no time. expectations met. Thank you.