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Reviews 900
Nat Romero
Nov 19,2024If you can avoid here, please do. I borrowed 250 and paying back 800. The fact too it says I made a payment 66.00 and only .63 cents went to the principal! 63 CENTS! I been making payments and 99% of it goes to interest. THEY ARE LOAN SHARKS
Lee
Nov 14,2024Not upset about being declined for a loan; but extremely upset that after taking my banking information: routing and account info etc; they will not delete that information from their records. since I was denied the loan. Why would they refuse to delete the information on my bank account if not approved? To me, that is some shady stuff. Allows messing with anyone's bank account if they won't delete that information when not approved. USE EXTREME CAUTION When applying you have to give way too much personal information before you find out if you are approved or not. They should get the banking details when you are approved. And if you are denied, they will not delete your banking information from their records. Now I'm going to have to cancel my bank account and start a new one -NOT A happy person.
customer
Nov 09,2024Need another lone 2500.00
Zoe Dennis
Nov 08,2024BIGGEST MISTAKE I EVER MAKE IN MY LIFE BORROWED $500 and gonna end up paying back almost $3000 only if I had read through the agreement properly.I wouldn’t be in this Shit.
Hannah Coates
Oct 30,2024Run. Run. Run. I have called multiple times to change my information because they kept charging my old bank account and payments were returning and all these I spoke to said they changed it and yet nothing changed. My loan of $600 is now nearly 2000 is less than 6 months. Now I get cussed out Everytime I call....
Sandra M Rhine
Oct 20,2024Run as fast as you can. 490% rate. Borrowed 600...interest added every day. Make payment 2 days later it's up 200 dollars from interest rate charge on money borrowed you can't pay it on installment because it never goes down . Does no good to borrow from them. They are bad mojo . Will never use them again.
Prima Prime
Oct 15,2024I was told by a friend this company helps with bad credit did the application and was denied. This is crazy especially since you provide your bank account.
Kimorra Oquendo
Oct 14,2024It’s a scam all the do is make it seem like it’s going to hit your account in 3 days and never does don’t do it cause your bank account is still gonna be linked too it and they still gonna take money that you don’t even owe SCAM SCAM SCAM . I’m taking them to court .
customer
Sep 17,2024SPOT LOAN IS SORRY. A PIECE OF SHISH KEEP OFFERING ME THE OPPORTUNITY TO TAKE OUT A LOAN AND THRU CREDIT KARMA SAID THAT I HAVE GREAT CHANCES OF RECEIVING A LOAN DENIED ME EVERY TIME PUTTING HITS ON MY CREDIT THAT I AM TRYING TO REBUILD…..
Jose Oviedo
Sep 11,2024No me traduce esta hoja en español
customer
Sep 11,2024Thank you so much
Melissa guillen
Sep 10,2024I am a repeat customer(2nd) I have no issues the last time. When I applied this time they only allowed 800, & I was approved but I choice monthly payment, during the time I was approved They were having technical issue some type of website repair, Then later own I check the website to keep up with my loan and noticed that they charged me to pay the loan every 2 weeks. for 21 payments. I said hell no. Then I after paying for 5 times I had talked to one of the rep. telling me my balance is more than I had started paying caused she said that the interest runs everyday unless I pay the whole amount!! Then I had noticed in there website it still saying I owed more than 1000 after I paid them 5 times already. Then I couldn't view my loan history or whatsoever!! This company is a rip-off When u provide a good service customers should allowed to view loan history and how much more of the remaining balance and how many more payments leaf!! This company is up to no good!! !!Never again . I can't recommend this company to others instead I will tell them that spotloan is a big rip-off
CONCERNED Consumer
Sep 05,2024***READ THIS WARNING*** ***DONT DO IT*** Blue chip Financial DBA (Doing Business as “SPOTLOAN” I applied never received my loan, waited for 2 business day. The person on the line named Jay, says that “I was supposed to get my money yesterday” But not to worry, to give him my bank information, then this agent claims that the information is wrong” News to Spotloan I re-read the screenshot of the application so I read the same information they actually got in my application. I told the agent this, he proceeded to tell me that not to worry because since the bank information is incorrect, the money will return to them in 7 business days and the loan will automatically cancel. Yet their contract says you have 3 days to cancel and return the money. So basically I don’t get the money, then in the hook for the loan I never received. It seems after reading a better business bureau review, this is a common practice that this company does. ** THE FRAUDULENT BUSINESS PRACTICE ** - You sign for a loan agreement that you never receive, that you have 3 days to cancel. - they claim you placed the wrong information. **READ BBB REVIEW** (Common practice of theirs) - they say the loan will cancel once they receive the money back in 7 business days. But the agreement you sign gives you 3 days to cancel. Also the agent seemed to be very confident and well versed in the way he was trying to sound convincing (signs of common practice) - they responded to negative reviews with “Thank you for your review, but clearly you placed the wrong information” or with “Thank you for your review, we are glad to have assisted you with your issue”. NOTE: there is no assisting this issue other than issuing a termination of the binding agreement of the loan contract. Which by the way was not offered. ** ALL VICTIMIZED BY THIS COMPANY** 1.) REPORT TO FEDERAL TRADE COMMISION FTC (dot) GOV - though they are a Tribal company and practice within sovereign exception. Financial practice or fraudulent practices are at a federal level 2.) Report to CONSUMER FINANCIAL PROTECTION BUREAU I recorded the audio of my conversation with the agent so I can hear word for word what he was saying, his name was Jay. I asked him to confirm that the loan was cancelled and that it was no longer binding, he response was once they get the money back in “ 7 “ days. And not to worry that my account will not be debited. - was worried more about the liability of the agreement cause I can always cancel bank accounts. **HOW TO TAKE ACTION** —- READ BELOW — After reading all victims of this fraudulent practice, please read your contract as it says about they are allowing the tribe to be held accountable legally.
Kimberly Akin
Aug 27,2024I liked easy it was. No human contact at all not even a chatbot...lol
Sharon Hilliard
Aug 27,2024Loan is incredibly illegal for the repayment and time to repay before interest
Sandra A
Aug 27,2024What went wrong THIS time is what goes wrong EVERY time for the past 5 years SCAM SITE SPOTLOAN is so intrusive mailing to HOME ADDRESS a postcard with an approval confirmation number. NOT one time have I been approved with a score over 650
Lucio Vazquez
Aug 16,2024Fue rápido y buena para una emergencia
Lois Timko
Aug 15,2024I’ve applied yesterday for a spot loan and it was approved for 500.00. All the papers was signed. I still don’t have the loan and you won’t answer me. Please deposit immediately
Randy Sutton jr
Aug 12,2024I believe that this is a fake because Everytime I call it’s saying after business hours and saying that we gonna be be close July 5th we are in August still haven’t received my money yet
Teresa Lake
Nov 25,2024I have had a great experience with spotloan and the more loans I've gotten and paid off, the lower my interest rate has gone.