We offer a range of financial products and services designed to meet the needs of people who are financially excluded. We are committed to providing high quality products and services that are affordable and accessible. Wherever possible we work in partnership with other companies and agencies that share our goals.
Most of our customers are ignored by the mainstream financial services industry and exploited by the sub-prime financial services industry. When we have helped to put the loan sharks and predatory lenders out of business, then we will know we have been successful. We offer: Fair Personal loans providing affordable personal loans to individuals who don’t have any or have only limited access to mainstream finance.
They granted me a loan when no one else had just because I was on benefits and had low credit which wasn't my fault due to illness. Was just constantly refused and judged from my situation even though the affordability was there. But they giving me a stepping stone and a future now to be able to borrow more as time goes on and I prove myself. Very kind and thoughtful and very very very helpful. Highly recommended
Help full good service and Excellent offers
Application process was easy, I was approved for a loan with low credit score and history. Got a text to say I was approved after checks and the gentleman i spoke to was very polite
Quick helpful and non judgemental!
Excellent service. Applied around midday and finances in my account by 3.45.Didnt think I would be accepted but they obviously care about their customers and their needs. Guy who called regarding loan was polite and informative. Would give more stars if I could
Fantastic loan
Very fast answer
I’m so confused how so many people seem to be getting loans from this company. The website doesn’t seem to work, I get to the open banking request, click submit and the page just does nothing. Have tried numerous times but getting nowhere…
Very affordable company, it's very helpful
Very easy. The customer service was very polite and helpful. Thank you
Can't complain really, The form was easy to fill in, and had to do an open banking application, then the next day they asked me a question on my credit report, which I answered. They then quickly accepted, and then signed the loan.... only reason I am giving 4 not 5 and its high margins indeed...... but I signed it around 15:30, and was told the money would be in the next couple of hours..... It was not in till 11:47am the next day. It had me nervous and anxious until it was in as was worried I had been scammed! Thankfully the kind lady on the phone the next day reassured me that any applications signed past 1pm will not get their money till before noon the following day! Had that info been shared with me the day before, I would not have been anxious and constantly checking my bank account! That said, the money was in and I really can't complain as they very kindly accepted me with really kind staff on the phone too, so thanks for the positive experience! :)
Still a reserved 5 star as i haven't received any funds in my account yet. But due to document checks the turn around wasn't 24hrs. More like 2-3 days. Hopefully the funds reach quiet soon after all the loan has been signed and finalised and just waiting for the funds to hit my account .
Quick and easy to apply. Money transferred in a few hours.
Quick and affordable solution, recommend
Prompt, professional service
Few days for decision and had to upload docs and answer some questions but painless. They do charge an admin fee though
Great experience
Really helped me out when I needed it. And accepted me with bad credit when literally no other loan company would. Great polite helpful staff who explain everything clearly, and make the process quick, easy and straightforward. Applied on a Friday, had a decision Monday. Quick process. Great company. Will be a lifetime customer now for sure.
Great company and excellent customer service! Interest rates are good and loan officers explain every part of the process very well.
Andrew Andrzej
Jan 29,2025Great company to deal with. So far 🙂