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Be, See, Do More with Payl8r.
Get what you want, whenever you want by spreading the cost of purchases online and in-store over 3, 6, 9, or 12 months.
All you need to do is choose Payl8r at checkout at one of our 2,000+ partner stores nationwide, or use our mailer application to spread the cost in-store.
Unlike traditional credit facilities, we offer flexible repayment plans to give customers more power over their purchases across the Beauty, eCommerce, Training, Tech and Travel sectors.No penalties for early repayment
Voted Best Retail Finance Provider 2020.
Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
Reviews 762
Millie
Jan 23,2024My experience with Payl8r has been great! The authorisation for use was a quick and easy process, allowing me to pay for something expensive that I wouldn’t have wanted to pay all at once, making the payment not feel so bad as it’s paid over time! Direct debit option makes it very useful too as I am prone to forgetting and losing track of dates therefore avoids that late fee! 6447
Dan Lea-Watson
Jan 22,2024Payl8r is a quick and really reliable service and helped me in a bind! Just bought a house needed to get a few things and payl8r made it dead simple but more importantly affordable highly recommend to anyone! Your unique reference number: 5193
Azazel
Jan 22,2024This payment lender is very easy to use. They accepted me with ease and was hassle free to repay them. Thank you! Unique reference number: 292
Vicky Hearsum
Jan 22,2024Really good service. Easy to use. Simple and easy payments. Lots of information and detailed descriptions. Reference no. 6740
Dee
Jan 22,2024Very helpful and descriptive information
Ms Blair
Jan 22,2024Always use them when I buy from beauty works easy to work and simple use! Will always use them.
Jessica Hickin
Jan 22,2024Such a great company. So quick and easy. I enrolled for a cabin crew course not long ago and it got sorted super quick.
Andrea Roberts
Jan 22,2024Had my fridge freezer from here . Great service I would buy from here again
SS
Jan 22,2024Good company, I honestly recommend it, no problems, good customer service.
Craig Clougher
Jan 22,2024Nice and easy shopping,no waiting time.Will definitely be shopping with payl8r again, hassle free!.
Sarah Smith
Jan 22,2024If it wasn’t for Payl8r, I wouldn’t have been able to have the treatment I wanted as paying in full at the time just wasn’t an option. It was a quick, easy process and I was approved immediately, meaning I could book my treatment and break this down into 3 management payments with no interest.
Carly s
Jan 22,2024Fantastic company, definitely recommend 😄
Courtney Hughlock
Jan 22,2024Easy to apply for, the two times I’ve used Pay L8R. Never any issues taking payments, also boosted my credit score in the mean time.
Nici Williams
Jan 22,2024Very good customer service and flexible options 1596
Echo
Jan 22,2024Not a bad service, definitely will use again.
Jaz toms
Jan 22,2024Applying was so easy and simple, applied for a 12 month pay later and was accepted with amazing interest rates and also had helpful information on website about previous experience! Would highly recommend and use again Reference 4533
Sarah W
Jan 22,2024The entire thing was made so easy, monthly payments laid out and easy to manage. It great they you get a messaged three days before payment is due and options to update payment details if they have changed. Unique reference number 3185
Ben Smith
Jan 22,2024Very easy to use. Flexible, with my pay date changing, payl8er were willing to adjust with me with no fees. Very pleased with the service. 5289
Christopher Pickering
Jan 22,2024Great service from start to completion and very easy to deal with. Changing my payment day was done in seconds over the phone and hassle free. They delivered excellent customer service Reference number 1362
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, GB
https://www.payl8r.com?utm_source=trustpilot&utm_medium=company_profile&utm_campaign=click_domain&utm_id=Trustpilot
Benjamin de Garis
Jan 23,2024Very quick, easy, and simple to use.