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Be, See, Do More with Payl8r.
Get what you want, whenever you want by spreading the cost of purchases online and in-store over 3, 6, 9, or 12 months.
All you need to do is choose Payl8r at checkout at one of our 2,000+ partner stores nationwide, or use our mailer application to spread the cost in-store.
Unlike traditional credit facilities, we offer flexible repayment plans to give customers more power over their purchases across the Beauty, eCommerce, Training, Tech and Travel sectors.No penalties for early repayment
Voted Best Retail Finance Provider 2020.
Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
Reviews 762
Ali
Oct 08,2023An amazing way to buy what you need!
Peter Taperek
Oct 07,2023Payl8r is so handy to have, not all the time you will have money spare, so I use payl8r it's great,the way i use it and the most affordable way is to try to pay your outstanding balance of as quick as you can and that way you will pay less interest,I will definitely use again,thank you
G m
Oct 03,2023Patient and quick response, thumbs up !
Mr Jamie Hayes
Oct 02,2023Very happy with service thank you!
Steren Surveyors
Sep 28,2023Easy to use a Luke was very professional. Would use this service again.
John Silva
Sep 26,2023Do not ever give your mobile number to this company. I only did a quote to check prices and it’s been a year they keep sending SMS. It’s the MOST annoying company ever. Even though I blocked the sender they keep changing number and sending txts like these: “5 days to get set up from £299+VAT before our prices increase after Friday 29th of September. Call to begin your application now on 0161 676 9587” TBH it’s so annoying that even I change my mind about the service, they will be the last company I would get in touch. PAYL8R PLEASE STOP PURSUING ME! EDIT 1: 10/10/23 After they inform was removed from their list what happened: OFFER ENDS TODAY!! Our Payl8r plus offer ENDS today at 4.30pm don't miss out! SAVE UP TO £200!! Packages Including: - Finance System - Marketing Suit - FCA License To being your application call on 0161 676 9587 .payl8r.com Optout: Text QBJFHSTOP to 60777 EDIT 2: 18/10/23 We have recently improved our set up packages! Different set up options now available. Let clients split the cost of your products and services before black Friday to Get Started - Call: 0161 676 9587 Optout: Text QBJFHSTOP to 60777 EDIT 3: 23/11/23 Tomorrow is the last chance to get set up on our Black Friday offer and save up to £150! Offer your customers a split payment option now call 0161 676 9587. Optout: Text QBJFHSTOP to 60777
Syd Grainger
Sep 20,2023Good customer service
Andy Collins
Sep 16,2023Monthly interest rate of 6% is outrageous
Jxefoei
Sep 14,2023Really quick and easy service, Luke was very helpful and friendly and made sure that it was a really smooth and quick process, 100% recommend!!
Ammar
Sep 13,2023Honestly one of the worst experiences please please I request you guys not to sign up for theses staff do your research I am in so much sh..t cuz of this as 56.81£ every month it’s not cancelled at all evey month they ignore u and end your calls avoid people
Danni
Sep 09,2023Quick response, useful information
Victoria
Sep 07,2023Very helpful from start to finish, professional and friendly. Thankyou very much for your help I'm looking forward to offering my clients a payment solution.
Peter
Sep 06,2023Very good customer
Ryan Jones
Sep 03,2023Well what can I say, what a great system you have running, nice and easy process, my credits not the best, due to being young and stupid, but it's on the mend and payl8r, has helped me get things I need, may have a higher interest rating due to my rating but hopefully now its going to improve. Thank you all.
Paulina Adamczyk
Sep 02,2023Never open a account and took any loan then they took money from my bank as somebody else used all my information to do it and when I wanna call to them to sort it out can't even answer at all
Josh Pritchard
Aug 29,2023Excellent. Very professional. Polite and takes care of costumers.
Joseph Barker
Aug 28,2023Quick and easy to understand
JoBo Baggins
Aug 26,2023Update,i just recieved an email sugesting that i apply again with a deposit, i was never given the option to pay a deposit when payl8r contacted me with then initial offer, but i was more than happy to pay a third of the item price upfront. Maybe next time make that a fkng option instead of emailing the vendor while im in the shop telling them that i cant afford it...... Awful experience with this company,i applied for finance in store,they offered me a price and then after i signed in that price went up by £15 a month for no apparent reason, regardless i agreed and went through with the application. AFTER being offered a price and AFTER agreeing to the loan conditions i then had to waid around the shop for another 30mins just to be rejected on affordability grounds. Wich is just bullsht. I know what i can afford, i know what my outgoings are and i wouldnt undertake any loan unless i could afford it. Im standing there in the shop surrounded by people andnim having to tell the shop owner that my application for finance hase been rejected on affordability grounds. So bloody embarrassing. Fk you payl8r.
Sunday Skin UK
Aug 22,2023As a small business that’s not been tracing for long but has numerous requests from customers about Payl8r my options were pretty slim. Spoke to Liam and he got it sorted me for quick! Gave me a discount on initial start up fees and process should be done by the end of the week. Really appreciate the help in getting this in place
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, GB
https://www.payl8r.com?utm_source=trustpilot&utm_medium=company_profile&utm_campaign=click_domain&utm_id=Trustpilot
C Mamet. M
Oct 08,2023It’s difficult to communicate with this company, if you are one day behind for whatever reason, this will automatically affect your credit score even if you pay it back the day after. Their focus is solely on how much money they make out.I do not recommend and this will be my last purchase through them .