To leave a review you need to be logged in
Be, See, Do More with Payl8r.
Get what you want, whenever you want by spreading the cost of purchases online and in-store over 3, 6, 9, or 12 months.
All you need to do is choose Payl8r at checkout at one of our 2,000+ partner stores nationwide, or use our mailer application to spread the cost in-store.
Unlike traditional credit facilities, we offer flexible repayment plans to give customers more power over their purchases across the Beauty, eCommerce, Training, Tech and Travel sectors.No penalties for early repayment
Voted Best Retail Finance Provider 2020.
Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
Reviews 762
Katie
Dec 09,2024Payl8r is very convenient and I’ve not had one single issue with using it. It’s super easy to use, therefore I’ve always had a great experience.
Judith hughes
Dec 09,2024I called this morning wishing to pay the outstanding balance.. I forgot to ask for the lady name I spoke to. My god she is a credit to the company. Nothing was too much trouble, (she woukd be a great teacher for some other customer services) outstanding lady. Through this company i managed to get what I wanted at a affordable monthly payment. Thank you
eve mitchell
Dec 09,2024Great and fast customer service when i need help to move finance dates.
Liv Bourne
Dec 09,2024Great, email updates and always take payments on time
Kamrun Nessa Zaman
Dec 09,2024I am very happy about my treatment, I plan to do another treatment from them.
Graeme V
Dec 09,2024Got to the bit where they want to link to your bank account to check affordability, which isn’t necessary for the tiny amount of money I wanted to finance. Credit score is usually 999 on Experian. It then said I couldn’t proceed, so I borrowed the money from my bank and had it in my account in 5 minutes. Terrible business model guys! Make it easy for customers to access finance and use your money, don’t try to get access to their bank accounts before running credit checks. Will genuinely never use this service again. To add, I had previously financed something before with Payl8r which was approved without Open Banking checks. PayPal Pay By 3 is MILES better than this service. Edit to respond to Payl8r's response: yep, cookie cutter reply which basically says "computer says no, we were just following the rules" - cool, will never use you again anyway. As stated previously, I'd used Payl8r without Open Banking being required before a decision was made. There is absolutely NO WAY I would give you open access to my accounts via Open Banking.
Sharon
Dec 09,2024Very easy plan to use , payment reminders are sent also which is handy, this is my first time using but I’m happy with the service and would recommend
Ollie Ward
Dec 09,2024Fast and easy service to use. Simple to understand, would use again.
Katalin Karasz
Dec 09,2024I had a great experience - direct debit on the day agreed, email notification, nothing more to hav!
KAREN SMITH
Dec 09,2024Everything was so smooth, fast and efficient.
Gavin Nuttall
Dec 09,2024Trouble and pain free purchasing. Great service.
Stephen Swaby
Dec 03,2024Hi if you are thinking about using pay18r ,I recommend you do I've used this company 3 times and every time it's been the same friendly professional there to help, payments are easy to manage and you get a tex to say when your next payment is coming out ,so I myself totally recommend
customer
Dec 01,2024Diabolical service. Bad customer service and just pure scammers. We paid more money in monthly charges to them than they passed potential finance customers and then you were subjected to ridiculous contract terms. Stay away from them!!!
Mike.
Nov 20,2024Fantastic loan/finance company 👌🏼 allows those to purchase what they want who probably (like myself) wouldn’t otherwise be able to lay out X amount in one hit. Made my last payment today. Recommended finance company with very reasonable interest rates. 10/10. Five 5️⃣ stars 🌟
patrick simpson
Nov 02,2024Reliable comfortable and effective service
Joe Drayton
Nov 01,2024Hilary made things easy and simple
Madison McGregor
Oct 29,2024The enquiry was sorted quickly and was effective, kind email made me feel at ease
Robert Foster
Oct 28,2024Payments taken on time, very helpful support team when I needed to change payment dates. Excellent
Stacey Keith
Oct 21,2024Grate service never had a problem with them
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, GB
https://www.payl8r.com?utm_source=trustpilot&utm_medium=company_profile&utm_campaign=click_domain&utm_id=Trustpilot
Megan blewitt
Dec 09,2024A brilliant way to spread the cost over multiple months.