Be, See, Do More with Payl8r.
Get what you want, whenever you want by spreading the cost of purchases online and in-store over 3, 6, 9, or 12 months.
All you need to do is choose Payl8r at checkout at one of our 2,000+ partner stores nationwide, or use our mailer application to spread the cost in-store.
Unlike traditional credit facilities, we offer flexible repayment plans to give customers more power over their purchases across the Beauty, eCommerce, Training, Tech and Travel sectors.No penalties for early repayment
Voted Best Retail Finance Provider 2020.
Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
It was easy from start to finish. I have used Payl8r twice now and each time has been simple, fast and straight forward. Also I settled my first purchase early and again easy and simple to do. Ref No: 1954
Payl8r are amazing, they made it possible to start up and enjoy what I hope will be a lifetime hobby and be able to cover all the bills at the same time. 👍 Thanks, payl8r. 😉✌️
Very happy easy and efficient service.
Excellent service very quick and easy to use
Perched a airgun through them and had a problem with the gun contacted them and they sorted everything out. Plenty of notice when the payment is going to come out. Will definitely be using them again. 3354
Really quick and easy payments are affordable to each person spread over choosen time of agreement!
My name is Adenike and my unique reference number is 1763. Payl8r platform makes my life commitments easy by introducing installments payment plan. In addition to this, a reminder message is sent three days before the due date which makes me prepared.
Easy to apply and quick to respond
Absolutely brilliant 95% of time. Although the support live chat needs updating. Says staff are offline all the time then says leave a message and will be back to you! Never hear anything back…. OTHER THAN THAT. SPOT ON! I’m just a socially awkward c word. So live chat is better than calling up! Emails and stuff and dealings for purchases are insanely quick Get the goods you want and interest isn’t actually all that bad tbh. Would recommend I’ve used these countless times and never let me down!
Used this to pay instalments for a personal training course! With the course being a fairly big price it made everything so much more do able and easier to afford. The checks were very fast and was done within seconds allowing me to book the course and start studying
Amazing company. Helped me out dearly. 2668
Very easy and quick experience highly recommend
Great experience, fast & efficient !
I was approved very quickly and it was very straight forward to fill out the information. I like that they also me know a day before my payment is due so I know to have the funds in my account. 1935
Easy straight forward
Great way to help you get what you want in these hard times with the cost of living on the rise. Takes a bit of the sting out having to pay the full amount straight away.
Quick confirmation 👍
Great experience up to now. always notifies me well in advance when nxt payment is due there's no unexpected issues .
Was easy to navigate I enjoyed the heads up which means I could plan for the payment coming out
Michael Nelson
Apr 18,2024Great that you can buy an expensive item and pay in 3, it doesn’t seem to feel to much when you can pay in 3 instalments