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Be, See, Do More with Payl8r.
Get what you want, whenever you want by spreading the cost of purchases online and in-store over 3, 6, 9, or 12 months.
All you need to do is choose Payl8r at checkout at one of our 2,000+ partner stores nationwide, or use our mailer application to spread the cost in-store.
Unlike traditional credit facilities, we offer flexible repayment plans to give customers more power over their purchases across the Beauty, eCommerce, Training, Tech and Travel sectors.No penalties for early repayment
Voted Best Retail Finance Provider 2020.
Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
Reviews 762
Darren Estabrook
Aug 26,2024Easy to use got accepted straight away
Mr Ken Drinkwater
Aug 23,2024Very straightforward long time to complete due to storm damage to lines
Jay
Aug 20,2024AVOID AT ALL COSTS DO NOT USE! WAS APPROVED THEN WANTED TO CHANGE ITEM WAS TOLD TO CANCEL AND RE ORDER WHICH I HAVE TO BE THEN BE DECLINED OVER AND OVER AGAIN CALLED THEM TO BE TOLD THEY CANT DO ANYTHING IF I WAS APPROVED FOR THE FIRST ORDER WHICH I COULD OF HAVE RATHER THEN BEING TOLD TO CANCEL AND RE ORDER WHICH WOULDN'T BE A PROBLEM AND WOULD BE ACCEPTED AGAIN AND NOW NOT BEING ACCEPTED FROM ANY MERCHANT TOTAL WASTE OF TIME AND A ORDER DOWN THE DRAIN WHICH I COULD OF HAVE RATHER THEN CANCELLING THE ORDER! AVOID AVOID AVOID AVOID DO NOT USE TOTAL TIME WASTERS AVOID!!!!
Michaela
Aug 19,2024I didn't have to wait long it was delivered in less than a week. They rang me a few days before to arrange delivery. The woman on the phone was lovely she was very polite and spoke clearly. Which I really appreciate. The two men who delivered my corner sofa were very nice and explained everything. They worked well together as a team. I would say the only improvements were that there were no instructions that came with it as to where we should put the different legs on. So we looked one online to work it out. We have had the corner sofa for a week now and I love it. Very firm and so comfortable!!!
Coral
Aug 16,2024Emailed a question about account and received a satisfactory response within 5 minutes. Not very often you can say that these days.
Scott Chase
Aug 15,2024Perfect service every time
Iain
Aug 13,2024Yes thankyou
Justin
Aug 13,2024Declined due to "As a responsible lender, we cannot grant you this", excuse me? I have a Good previous History of buying stuff on Credit, I have never missed a purchase your software that determines if I'm suitable is junk, I've brought about 2-3 thousand pounds worth of stuff over the years on credit and never missed a payment with other services, you find that I cannot afford this item? It's ten pounds more a month than the last thing I paid for like the cheek. Not to mention the time delay it took to make your "decision", I had ordered all the stuff I needed to go with said item assuming it would be approved no hassle just to wake up and find out its declined and I've got two hundred pounds worth of stuff coming that's pointless now, no bother I'll go to the normal credit service I use and get a loan for the full amount as they trust me, unlike you and then I'll buy what I want and never even look at this service again.
customer
Aug 10,2024Great service ref 4447
Nicolas De roos
Aug 09,2024Always get reminders
David Waiganjo
Aug 09,2024They helped me pay for coarse at a time i dint have money and i paid later little by little
Elizabeth Lyons
Aug 06,2024Very good in every way no worries at Ll
Olivia Lee
Aug 05,2024Money came out exactly when it should off no hassle what so ever !
Artur Okupski
Aug 04,2024Very helpful. Easy to use Definitely use again Unicate Identity number 2552
shnebby
Aug 03,2024An excellent service quick and easy to use definitely recommend using payl8r Reference number 1653
Malcolm Cairns
Aug 02,2024Simple easy procedure to spread the initial cost over a couple of payments, makes life easier at no extra charge.Would recommend without hesitation.
Monika Perek
Aug 02,2024Very easy communication and great customer service. 6769
Vincent Hlomayi
Aug 02,2024Hilary was very helpful and provided all the information I requested thank you so much for your support
Terry Powers
Aug 02,2024It was so easy to choose from the options shown to pick the length of time to pay for my purchases .I applied for the 6 month option and was accepted very easily after a few details it was a doddle and repayments were acceptable,how cool was that for my first time using this company wow.
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, GB
https://www.payl8r.com?utm_source=trustpilot&utm_medium=company_profile&utm_campaign=click_domain&utm_id=Trustpilot
Mick Jones
Aug 29,2024Absolutely fantastic transaction, thank you to everyone on your team. Will use again, definitely. Once again thank you all.