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Prospa is on a mission to make financial management simpler for small businesses like yours.
Make business happen with lending products and a simple transaction account designed for what your business needs. Accessing the funds you need should be easy, so with Prospa there’s no lengthy application process and funding is possible in just hours. We get to know you so we can provide a solution that’s right for your business.
Manage your Prospa Business Account and funding products anytime, anywhere it suits you via the Prospa App or Online. Apply for funding of amounts between $2000 and $500,000, with repayments that work with your cashflow.
Join thousands of small businesses who’ve made business happen with the support of Australia's #1 online lender to small business.
Reviews 761
SANYA
Oct 18,2024Highly Recommend Luke from Prospa
Dinuka Peiris
Oct 15,2024Horrible Experience with Prospa – Unethical Practices and Predatory Interest I would strongly advise anyone to stay far away from Prospa. I borrowed around $130,000 from them for my business and paid back $65,000 within the first year. Unfortunately, due to significant financial difficulties in the hospitality industry, I couldn’t keep up with the payments. I reached out to Prospa, explaining my situation, and asked for help. They offered me four weeks of reduced payments, but even after that, I struggled to meet the payment schedule. Instead of working with me like they initially promised, they slapped on a staggering $45,000 in additional interest after just three months of missed payments! Even worse, they placed a caveat on my property after assuring me that they wouldn’t if I made a lump sum payment of $2,000, which I had to gather by selling my wife’s jewelry and other personal belongings. Despite all of this, they ignored my pleas to reduce the unreasonable interest charges, even after I told them I would sell my house to repay the debt. When the house finally sold, they waited until the last minute to demand $150,000 from the settlement in their trust account. Their practices are beyond unethical, and they’ve caused extreme stress and financial hardship for my family and me. Avoid this company at all costs – they are sharks who will do anything to bleed you dry, with no regard for your circumstances. They made promises they didn’t keep, and their predatory interest rates have left me in an even worse position than when I started. Prospa is not a company you can trust if you find yourself facing financial difficulties. They are not here to help, only to take advantage of your situation.
Nicole shine
Oct 15,2024The guys made the application process so easy. Very quick no stress and held our hand all the way.
Karina Wright
Oct 11,2024Prospa made the loan process so easy and really understood what my business needed, especially during the early days growing pains. Thanks to their support, I’ve been able to scale with less stress. Highly recommend if you want a finance team that keeps it simple and understands your goals!
John Koenders
Oct 10,2024Extremely helpful, friendly, understanding and communication was brilliant. Application was a breeze - very refreshing to have such great service. Highly recommend Prospa.
Blaine Phillips
Oct 04,2024Always a pleasure to deal with and fast response and fantastic customer service.
John Tapfuma
Oct 04,2024I want to say to Prospa team, thank you for being there for me at the time l needed help most. You prompt responds was excellent and you have saved my business.
Mehran Homes
Oct 01,2024great customers service and quick response
Anthony Lee
Sep 26,2024Excellent service from Jane, friendly, courteous, knowledgable and prompt responses.
Scott Miller
Sep 25,2024I have been using the financial services of Prospa for several years to date. In this time I have found the staff helpful, professional, and courteous and wanting to assist with any question or application you have on hand. Going forward, I would have no hesitation in recommending Prospa as a financial option for your professional requirements.
Veronica Bignell
Sep 25,2024Very quick processing, great friendly staff. Hassle free because I don't have time to hang on the line when running a business
Annomynous
Sep 24,2024The staff were very helpful and friendly.
Marnie Kelly MK
Sep 21,2024Excellent customer service 👏
Tam Lewis
Sep 11,2024Grace was wonderful to deal with, very helpful
Go Ona Bus
Sep 10,2024Easy to apply for top up on loan. I didn't get the retested amount, which will now make it difficult for us the go forward in our business. We needed the requested amount to put our 3rd coach on the road.
Billy Joel
Sep 05,2024Well thought out products and great service. We will be working with you for more lending next year.
Anthony Semmler
Sep 05,2024Lou was excellent to deal with. Very responsive, helpful, and explained everything with great clarity. Once I got all the documents through that were required, the process was very simple and fast. Once docs were signed the money came through within minutes. Would definitely consider using again if the need arose, and would recommend to others
Dounia Dimachki
Sep 05,2024everything was so easy and quick! I was really happy with the service provided by my consultant James. Thanks again for your help
Sandi Smith
Sep 05,2024Communication was great, responses fast and Scott is friendly
Level 1, 4-16 Yurong Street, Sydney, 2010, Sydney, AU
https://www.prospa.com
Central Coast Winery
Oct 18,2024Very fast and efficient turnaround. Staff were very professional