Spotcap UK
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Spotcap is an innovative online lender for small and medium-sized businesses. We deliver fast, fair and flexible loans to our customers from our own balance-sheet, so that they can focus on what matters most –– running their business. We use a proprietary risk analysis algorithm to assesses the applicant’s business, allowing us to focus on providing outstanding service. We can provide your small business with an unsecured loan, meaning you don't have to risk your personal property as a guarantee. You can use our lines of credit to help manage your cash flow, bridge financing gaps and expand your business.
We base our decision on recent business performance rather than business plans and forecasts. This enables us to make quick and sound decisions. We offer versatile business loans of up to £350,000 tailored to your financial needs.
Reviews 130
Danny
Mar 13,2020Faton is an excellent account manager. Very efficient and always happy to help. Great lender!
Asif Maqsood
Mar 12,2020I am happy to say that Spot cap is very professional and excellent service provider I would love to mention about sale support officer Nasima Begum was very professional, friendly and smart with client she deserved 7 star.
Fleur Stockford
Mar 09,2020Great service from the team at Spotcap, a special thanks to Kevin Vendel. Kevin and the team are responsive, friendly and knowledgeable!
Jake Potgieter
Mar 05,2020Great service from the team at Spotcap! Faton, Nassima and Liam managed to get the business funded in less than 48 hours from enquiry!
Edward Phibbs
Feb 28,2020The process was simple and Spotcap were helpful throughout
Charlee Davis
Feb 27,2020The Spotcap team are excellent to work with. They provide an fast knowledgeable service with expertise to the finance industry. If you have any concerns or questions, the team is always happy to help.
Brendan
Feb 21,2020We had an unexpected requirement and Spotcap were professional and friendly from the onset. I needed a responsive service and that's exactly what we got along with a helpful team from Start to finish I would highly recommend Spotcap UK to anyone else that needs a professional financial service and I will definitely use them again Brendan Hand CEO
Adam Cheal
Feb 20,2020Super quick and easy! Very impressive service and turnaround. Easy dashboard to use and great use of electronic documentation. Smooth.
Nigel Payne
Feb 17,2020Very straightforward. Very helpful. Good result.
Andy Morrison
Feb 14,2020I have found Spotcap to be an excellent company to deal with, very professional and great people to work with. From my first dealings with Lucy and the team it has been nothing short of exceptional. I think they are a forward thinking business with a fantastic product to assist with their growth plans.
Shafi Islam
Feb 14,2020Spotcap are a great lender to work with! The team are always super responsive and always available on the phone. I would like to thank Nasima & Artin for helping me out in a very professional and friendly manner.
Geoff Cooney
Feb 13,2020Easy to use broker portal; swift and efficient underwriting process with a "want to help" attitude; friendly and helpful telephone support; simple drawdown process. All in all, a great first experience with Spotcap
adam patrick
Feb 07,2020very good and helpful service - would recommend to all
Cameron Robb Ltd
Jan 29,2020As a repeat Customer to Spotcap UK they have always reacted promptly to my requests making the borrowing process easy and painless. Their Dashboard is easy to use and information is easy to access. Contacts have always been polite and friendly.
Elie Touitou
Jan 21,2020Great Service Nasima helped us get what our business needed . will be using again Thank you
craig
Jan 20,2020Great experience whenever using Spotcap to finance our clients. Great communication and are very quick at getting back to us with initial feedback which really helps. Darwin in particular has great product knowledge and always goes above and beyond in try to assist in structuring a deal where possible. Highly recommended
Gareth Povey
Jan 08,2020Very good prompt and helpful
Judit
Jan 07,2020Spotcap has really helped us out of a temporary cash flow situation. Their team was very responsive and they understood the urgency. The approval process was straight forward and the funds were accessible on the same day.
Glyn Jones
Dec 24,2019Always a positive experience dealing with Spotcap. I have received friendly and professional service from everyone I have dealt with from day one. They work extremely hard to provide the best service to us and our clients - always putting that extra effort in order to get the best outcome for all.
Regal House, 14 James Street, London, WC2E 8BU, London, GB
https://www.spotcap.co.uk
Neil Humphreys
Mar 13,2020I had 4 days to complete this loan and Spotcap delivered. My client was let down by another large unsecured lending firm last minute and the clients needs of £350k were becoming ever so real I managed to chat the deal through with Kevin and Liam and submit the application same day and get a response within 8 hrs. Paid out within the timescale. Great work, super efficient, not much more I can say. Will use again.