Spotcap UK
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Spotcap is an innovative online lender for small and medium-sized businesses. We deliver fast, fair and flexible loans to our customers from our own balance-sheet, so that they can focus on what matters most –– running their business. We use a proprietary risk analysis algorithm to assesses the applicant’s business, allowing us to focus on providing outstanding service. We can provide your small business with an unsecured loan, meaning you don't have to risk your personal property as a guarantee. You can use our lines of credit to help manage your cash flow, bridge financing gaps and expand your business.
We base our decision on recent business performance rather than business plans and forecasts. This enables us to make quick and sound decisions. We offer versatile business loans of up to £350,000 tailored to your financial needs.
Reviews 130
Walmoor Capital
Dec 17,2019Great service, great product. Full recommended.
Simon George
Dec 02,2019Fast and efficient service. I found the whole experience very positive !
Alisson R. Teixeira
Dec 02,2019Veronica was very professional and efficient. Also the company system is easy and quick I am very satisfied
Mike Tobin
Dec 01,2019Excellent service and delivered exactly what I requested.
Ian B
Nov 13,2019Very efficient and visible online portal with full loan details. service first class
Jude
Nov 13,2019SpotCap seem to provide an excellent service on all levels. Their rates quoted are competitive, communication super responsive and they seem to go out of their way to provide a comprehensive, bespoke service. Can highly recommend.
Ellie
Nov 07,2019Brilliant service - Dealt with Liam throughout the whole process who assisted with any queries I had, responded very quickly and did everything to get the deal done and paid out quickly. Excellent customer service and very helpful :)
Martin Howe (B2BFinance.com)
Oct 28,2019After approaching eight of my "usual" unsecured lenders I was introduced to Veronica Cominetto at Spotcap by one of my colleagues. Spotcap were able to provide assistance to my client where others couldn't. They were happy to lend to an insurance broker, a forbidden sector for some and they took a common sense decision around the company's liabilities. The service I received from Veronica and the team was first class and I wouldn't hesitate to recommend them to any future client.
BathroomsByDesign
Oct 18,2019Great service, very attentive and no doubt we'll use them again.
Heather Curtis
Oct 16,2019Spotcap have proved invaluable in their efficiency and support that they have given. We would highly recommend this service.
Tom
Oct 09,2019Very fast and efficient service from Nasima. Acquired a credit line facility, unsecured and non personal guaranteed loan. More Lenders should be offering this kind of facility. Would be happy to work with them again.
Neil Cassule
Sep 20,2019Being a Broker, transparency and speed is key for me and that is exactly what I had when i put my deal through with Darwin over at Spotcap. The whole process from initial upload to their easy to use portal all the way through to customer drawn down was flawless. They even contact the client ( if you want ) to explain how to access the funds. Thank you Darwin, excellent service buddy
ChloBo Jewellery
Sep 19,2019We find Spotcap very easy to deal with. Fast and efficient. We have used them again recently !
Joseph Babalola
Sep 19,2019Darwin was fantastic. He explained the product clearly and the turnaround time on the deal was very quick. Thanks D
Mikhail
Sep 19,2019Darwin was insightful and really gave our business what we needed in order to realise our goals.
Lorna Virgo
Sep 18,2019The loan process was really easy and enabled us to secure the funding we need in a timely basis. The information required isn't onerous and we had great support from the spotcap representative. The terms of the agreement we really clear and our questions were answered quickly and fully. The drawdown process was straightforward and took no more than 3 minutes. The dash-board is also really easy to follow and a great tool to help manage the facility.
Ben H
Sep 06,2019Having worked with a number of funding providers the experience with Spotcap was very efficient. Response times were excellent, with a seamless process from start to finish.
Stephanie Spratt
Aug 27,2019Efficient helpful service Highly recommended
Craig Ribton
Aug 05,2019Efficient team, quick to respond and reasonably competitive rates offered. In summary, they are nice humans that exercise commonsense unlike the 'computer says no' approach from their larger publicly listed peers.
Regal House, 14 James Street, London, WC2E 8BU, London, GB
https://www.spotcap.co.uk
Beth Chilton
Dec 17,2019A very quick and easy process, the team were all really helpful to get the forms completed with us.