Spotcap UK
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Spotcap is an innovative online lender for small and medium-sized businesses. We deliver fast, fair and flexible loans to our customers from our own balance-sheet, so that they can focus on what matters most –– running their business. We use a proprietary risk analysis algorithm to assesses the applicant’s business, allowing us to focus on providing outstanding service. We can provide your small business with an unsecured loan, meaning you don't have to risk your personal property as a guarantee. You can use our lines of credit to help manage your cash flow, bridge financing gaps and expand your business.
We base our decision on recent business performance rather than business plans and forecasts. This enables us to make quick and sound decisions. We offer versatile business loans of up to £350,000 tailored to your financial needs.
Reviews 130
Sol
Apr 05,2018A flexible business model that delivered the funding I needed for expansion, quickly and efficiently. A friendly and personal service was an added bonus. I would definitely recommend Spotcap to any small business looking for some short term, flexible borrowing.
Ian Duckitt
Mar 22,2018I hadn't heard of Spotcap before, but our financial broker used them for our loan requirement, which resulted in a speedy conclusion at a competitive rate.
KEVIN EDWARDS
Mar 21,2018Excellent service through whole process and quick payment once agreed. I would recommend this company
Catherine Harvey
Mar 21,2018Very easy to deal with. Process was simple. The loan products offer flexibility.
Peter
Mar 15,2018Quick service.
Martin Payne
Mar 15,2018I applied for funds via a third party broker. Within 5 working days, the funds were in our account.
Lee Bond
Feb 27,2018No messing around. Very helpful.
Colin Pearce
Feb 13,2018Always a great business to work with. We regularly work with Spotcap, and always find them a pleasure to deal with, prompt in their replies to queries and willing to do what they can to fund our clients. Long may we continue to work together!
David
Feb 07,2018So easy to deal with and excellent communication.
Glyn
Jan 26,2018Excellent service and quick turnaround
Chris
Jan 19,2018It worked for us with no problems!
Peter Lambert
Jan 12,2018Quick and efficient service with excellent customer service. Highly recommended.
SQ PROFESSIONAL LTD
Jan 08,2018Spotcap gave us a 5 star service
Stuart Padmore
Jan 05,2018SO REFRESHING minimal fuss or hassle. For us, it was a case of sharing some basic information and approval was forthcoming without the delays experienced in the past by the Banks, who now look like utter dinosaurs in the small business market. Patrick was attentive and professional. Good to deal with. Stuart
Stuart Hopkin
Jan 05,2018Great service, no fuss, turned round very quickly with monies in the bank within a week of applying. All communications quick, friendly and efficient.
Jamie
Dec 21,2017Very quick & straightforward process and great customer service. Very happy and would definitely recommend to anyone looking for a business loan.
michael davidson
Dec 19,2017Very efficient and a vey competitive APR I would definitely use Spotcap UK again
Don Wijesuriya
Dec 19,2017just wanted say that thank you for the great service you provided. Helpful staff and a speedy service that's helped me to get my loan in just under six hours. I don't think any other lenders can match with that. Thanks again for the speedy service.
Jacob
Dec 06,2017You just made my business become more successful! Thanks
Regal House, 14 James Street, London, WC2E 8BU, London, GB
https://www.spotcap.co.uk
Andy
Apr 10,2018Quick and efficient service, would use again