Spotcap UK
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Spotcap is an innovative online lender for small and medium-sized businesses. We deliver fast, fair and flexible loans to our customers from our own balance-sheet, so that they can focus on what matters most –– running their business. We use a proprietary risk analysis algorithm to assesses the applicant’s business, allowing us to focus on providing outstanding service. We can provide your small business with an unsecured loan, meaning you don't have to risk your personal property as a guarantee. You can use our lines of credit to help manage your cash flow, bridge financing gaps and expand your business.
We base our decision on recent business performance rather than business plans and forecasts. This enables us to make quick and sound decisions. We offer versatile business loans of up to £350,000 tailored to your financial needs.
Reviews 130
Claudio
Aug 18,2017Very easy company to deal with efficient and straight forward process
Michael Cass
Aug 18,2017As an Introducer, Spotcap are a really valuable option to have at your disposal. Fantastic product, great for clients and outstanding customer service. Zaynab is great to deal with as well. Highly recommended!
Prima Cleaners
Apr 03,2017Very very easy to deal with
Senan Sexton
Mar 14,2017I found Spotcap to be quick and organised with a good IT platform.
Norfolk Coachways
Feb 28,2017I run a small coach hire company. I juggle my time between clerical, mechanical and driving functions so time is limited and valuable. Having experienced on numerous occasions the unhelpful nature of my bank which took endless time out of my work day only to review my account and then say no, So as you can imagine I was quite keen to try different credit lines. Spotcap were incredibly helpful, made an effort to understand my industry specific needs and provide a quick and professional service that required the minimum of input compared to my bank. I am pleased to have been able to do business with them and intend to keep my account and credit line with them as long as they will have me.
Chris Bawden
Feb 27,2017Very helpful and fast process. Would use again
MASHDEL HEALTHCARE
Feb 01,2017It was a good service and I will recommend people
R. Burns
Jan 31,2017Delighted with fast professional and successful response to our enquiry
Victoria
Dec 02,2016Getting this loan for my company was the easiest most hassle free thing I have ever done great company and would recommend to anyone
Regal House, 14 James Street, London, WC2E 8BU, London, GB
https://www.spotcap.co.uk
sean amato
Aug 21,2017Spotcap have a brilliant underwriting model with quick decisions. Always get great feedback as to why a deal would not work for them. Our Broker relationship manager is always available and willing to help support us. Would highly recommend trying Spotcap services!