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Reviews 909
Niels Rasmussen
Dec 15,2016I'm very happy for think capital could help out in a difficult time in Songbird Yard Services
Tapan Chowdhury
Dec 15,2016The company is quite fast to approve or decline. I have taken a loan for the 1st time $25K although was approved for $40K. Fees and interest is quite high. May be in the future I should get a better rate if I opt to get more loan. Let me pay it off 1st. Overall experience is not bad.
Hue Dung Thai
Dec 15,2016They did so professional and fast
kenny
Dec 12,2016This private lending buisness seems worst then the illegal loan sharks around. they want to lend money with huge APR% whatch out !!!!! visit there facebook page they only add the good reviews . !!!!!!!!!!!!!!!!! Scam Scam Scam Scam !!!!!!!!!!!!!!!!!!
Daniel R.
Dec 12,2016Not much to say here. It's financing and it's uncomplicated. I needed 12k to turn some last minute inventory before Christmas and I went through the process on the website and I got approved and the funds deposited in my bank account within 36 hours. The people I dealt with were transparent and helpful and so far I have no complaints!
Samir
Dec 09,2016Do not trust the online process of this company, they will ask for your bank statements and make you waste your time and in the end decline you the loan because it's in there best interests to lend you a minimum 5000$ and more since it's a short term loan . Response : I agree but when you speak to a client ( me ) and they tell you all the information you need about there company and you say (" ok you qualifie send me your bank statement to collaborate your information plus send us a void check also") 5 days later you call me ( so much for 24h financing lol ) Sorry sir we can't help you because You were not approved for 5000$ even tho You make 9000$ a month of sales ........ Shove that money up your CEO's where the sun don't shine . I got approved from your competitor at a much better rate thanks Rapidadvance.com
Mike M
Dec 09,2016You have to watch out this is a scam !!! they say they want to help but with the amount of reviews I have read it's almost 50% of the loan you will be repaying . So if you loan 5000 you will have to paye back 7500$ Dont bother ill do everything in my power to make sure others dont lose like the rest of us ....
william abbs
Dec 07,2016I person dealt with Isabelle, she was amazing to work with. She followed up on every call and her explanation of the whole loan program was very easy to understand. Thier process is set up for people like me or anyone else looking for that extra capital to help with their business. I would highly recommend them for whatever financial needs you may have. You won't be disappointed!! William Abbs Allears Owner
Ronda Bean
Dec 06,2016Justin Mendili was very competent and helpful...made the process quick and easy .I would definitely recommend him for all your needsn
Kim
Nov 25,2016I had a not-so-good experience with Thinking Capital earlier this year until the ever so helpful Dan Malka got in touch with me and said that they can definitely help my business. We spoke, I gave him the information he requested and he was able to convert a rejected file to an approved file with even more funding! Thank you for the exceptional care and help, Dan and the entire team of Thinking Capital!
Anna Faulkner
Nov 22,2016When I first started out with Thinking Capital it was with a gentleman by the name of James. I was quite apprehensive having just gone through a terrible experience with an online scammer. James was amazing. I cannot say enough good things about this person. He was very attentive, he listened to my story and my company business needs. James was very informative and he provided me with the support I needed at the exact time. If I could, I would want his managers to know that they have one of the best Customer Service focused individuals on their team. As a person who runs a business that relies on customer service for future referrals, I can say that James stood out as being exceptional. Once I was done with James in my process, he passed me on to another amazing person by the name of Sasha. Sasha was extraordinary in his professionalism. We ran into a hiccup and Sasha was excellent at providing me with the assurances I needed. Both Sacha and James were highly professional, very informative but never once did they make me feel uncomfortable. I would say that these two gentlemen have a very natural talent for customer service and Thinking Capital is lucky to have them on their team. When Sacha and I were working together we did run into a small hiccup but he was excellent at holding my hand through it and in the end I was funded by Thinking Capital and it was perfect timing. I was able to secure a new client and purchase the necessary insurance and licenses. Thank you to Sacha and James two of the best professionals I have ever had the pleasure of dealing with. It is nice to know that there are people like Sacha and James out there who take the time to believe in your business and give you the chances you need to succeed. I am so grateful and hope to have a very long working relationship with Thinking Capital. Highly recommend to anyone looking for a loan. Anna.......TAFRG
David
Nov 17,2016I spoke with a few members of the team at Thinking Capital and was treated with great respect. They answered all my questions and helped me in the process of applying for my business loan. Then, I was funded within 24hrs! Great service, highly recommended!
Laurelle Chabot Wourms
Nov 17,2016This is our first experience with Thinking capital. I had some apprehension in the beginning as we were not sure if our company qualified for funding. I expressed my concerns and Sacha listened and he was wonderful to talk to his team and come back with options. We received funding very quickly. We look forward to building a great relationship going forward. Thank you
Loretta Demyen
Nov 08,2016yes I agree it was a very friendly and quick process to get the loan. no loan is this easy hence why I should have seen a red flag. But needed the loan ASAP. I waited for statements to be sent out and finally called in to find out how to get one they directed me to the web site and gave me my pass code to get in. When I logged in I thought I was in the wrong account. as I took out a $10,000 loan and was expecting to be near done paying it back this Nov. and my balance still owing was at $$17,698 and had paid back $10,722 What I have found out since is the "1 time fee for the loan" was $5,362 not the "around $3,000" I was originally told. I was also told that once I had so much paid off that I would qualify for more if needed and that I would receive a phone call when the time came. Well on your contract there is an "opt Out" not an "Opt In" place to initial. So without my knowledge I was granted an additional loan for $5,483.86 for and additional fee of $2,590.14 Also there is a fee called "coverage Fee" which I have yet to located on my contract that appears every month ranging in amounts from $319.71 to $592.93. When I called In about this I was told it is a Stat holiday with holding fee, hmmmm I am open on stat holidays so why would I have to pay this fee... my 7% payment for a day is around $30-$80 a day why would I pay a $592 fee to hold back $30 and why would someone that is not open on a stat pay this fee when you only pay on amounts that go through your debit machine. But don't worry when you call in they will stop the fee if you ask (good grief) And another thing that makes no sense is non of my batch sizes on their statement match or come close to my night cash out amounts on my debit report so where do these amounts come from?? Because this determines the7% amount they withhold for a payment. Also take a calculator and start at the beginning of your statement and do basic adding and subtracting their totals, you might be surprised what you find!! So to sum this all up I have now been loaned $15,483.86 My fees for the 2 loans are $ 7,952.14 Coverage fees $ 2,454.35 for a total of $ 25,890.35* Now to quote my statement summary I have paid $12,917 Amount outstanding $15,502 For a total of $28,419 * that I will be paying back Question...... where does the $2,528.65 difference come from between the top amount * and the one at the bottom *? I have had a bookkeeper, bank manager, and an accountant look at this and no one can understand what is going on, on this statement. anyone that can offer me any insight into this I am open to it Loretta Demyen 306-736-2210
Dominika Piszczek
Nov 03,2016I was introduced to Thinking Capital at exactly the right time. I was opening another store and I was short on capital. Brian is who helped me and I found him to be kind, forth right and effecient. I got my funds the next business day. The whole experience a breeze. Thanks again Brian
An Nu Tan
Nov 03,2016So far the funds I Have received in November made the purchase of my live Lobster inventory increase, supporting the increase of my sales to my Asian market. I would recommend this company in acquiring business funding need to improve business. I look forward in acquiring more funds from Thinking Capital.
Sara
Oct 31,2016Thanks for Herve Joasil, from the beginning I'm not too sure do I want to do this, since there is lot of other in the market, so I try to do some research and ask some peoples before I call, I talk to Herve over 15 times, why? because I got so many questions or I'm so busy, sorry Herve , very professional, nice and amazing man, not just because I got the loan, is the amazing service, they know what you need and they try whatever they can do. Thank you
Ralf
Oct 22,2016They have error in there system please make sure that you have all money coming in based on the Business Pad. I got $4000.00 back After I closed my account so they can not continue overcharging it, then it was not bad for 2 month now they start again special if you do a mistake your intend is to fix it I have had 3 month conversation nothing happened then I close the account, and reopened only when they was giving the $4000.00 back Still until now still mistakes in the system, where they say charge of NSF fees which I did not have on my account.
Richard McMullin
Oct 20,2016I received my advance and made my agreed payments as per the agreement . I made extra money and will use them again . The final repayment was followed with a completion letter too . It is a bit of a worry at first about getting connected to a company you don't know but it worked out well .
130 Adelaide St W, Suite 3100, M5H 3P5, Toronto, CA
http://driven.ca
Waeel Eed
Dec 15,2016Fast , you would get the money right next day