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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
David H
Oct 02,2024Hi Everyone! I wanted to share how wonderful my experience was. The process of filling out the information and receiving all the details upfront made everything incredibly simple and easy. I didn’t need to speak to anyone or go anywhere to get the paperwork signed—they came to me at a time that suited me best. The website is very user-friendly, with everything clearly laid out, and all the information provided answered any questions I had.
Oscar Urcuyo
Oct 01,2024Very proffesional , service is excelent
Brandon Lester
Sep 30,2024I am not able to log onto the website to pay my bill. I am forced to call and have them initiate the payment.
Lisa
Sep 29,2024It was an easy process the whole time for our loan. Highly recommend them to anyone.
Scott R
Sep 28,2024I the technology they use makes the process extremely easy to use. Easiest loan that I’ve ever obtained.
Floyd Wilson
Sep 28,2024This was one of the Quickest & Easiest Loan Processing Companies That I Have Ever Dealt With/If You Are Wanting To Do A HELOC, There Is No Better Company To Deal With. GREAT SERVICE/GO FIGURE.
Very Unhappy
Sep 27,2024Garbage. They hit all the tech company buzzwords like "blockchain", but somehow come out with a neutered system that still takes forever. It can't recognize simple things, like drivers licenses, and somehow they don't notify you that something's wrong for 4+ business days. Not sure if they'll get us approved or not, it's been about a month at this point, but I know I'll never use them again even if they do approve.
SA
Sep 27,2024Availability, ease of use, rates, and overall experience. I'm especially a huge fan of your automation!!
Diana Adebanjo
Sep 26,2024I had already received my disbursement and then the agent calls me 3 days later to tell me there was an issue with my drivers license. I sent them multiple passport pictures and they kept telling me the software could not ready my picture. If wasn't until I asked for a manager was my issues resolved. The entire process was extremely stressful for me, considering i turned down multiple lenders to go with figure. I was almost at the point of returning the disbursement and going with another lender. Considering my credit history and financial security, I had so many options to be put through the amount of stress I went through. Based on this experience I don't think I will consider using Figure in the future.
Jason Hayes
Sep 26,2024It was efficient, thorough and hassle free. I received a very fair rate, and the whole master was handle promptly.
Jesse Fu
Sep 25,2024From start to finish and the service after, everything was SO CLEAR!
Wesley Smith
Sep 24,2024Very easy process. Was hoping the money would be a little quicker. I thought 5 days from when papers were signed. But it's 3-5 days once it's recorded. Still quicker than most places but puts me in a bit of a spot. Still recommend 100%
Jossette Bartolini
Sep 24,2024Great Costumer service & easy and transparent process
dyanne black
Sep 24,2024Really fast turn around. Easy to do paperwork via online and fund. Only draw back was they are not able to answer questions about the loan. You need an atty to review anything you may have a question about.
Linette DeSano
Sep 24,2024Everything was explained thoroughly and it made the process simple and smooth. It only took 4-5 days for the money to come. It was a great experience.
JJ
Sep 23,2024Figure was simple and easy to use from beginning to end. The user experience on the app and online made the process easy to follow and track progress along the way. I was able to navigate the application process without requiring human intervention! I absolutely recommend Figure for HELOCs.
Barry Carter
Sep 23,2024The process was simple enough and it took less than a week to get the money that I needed.
Mark Bultman
Sep 22,2024The loan process was fast and efficient.
linda craig
Sep 22,2024There was an easy application process with transparency about the transaction. Short turn around time was helpful.
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
Aaron C
Oct 02,2024Easiest loan process Ive ever experienced I have a very large amount of equity in my home, excellent credit and plenty of income but I was turned down by my bank, after 4 weeks of underwriting, for a HELOC because I am in an interest only period (even though I am paying the amortizing rate) on my first. Figure approved me in days and I was fully funded in under 2 weeks.