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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
Josh Parkin
Aug 25,2024Figure made this a super easy process and had competitive rates. Would highly recommend and will go to Figure first for the next one.
Daniel
Aug 25,2024Great experience highly recommended
Charles Guin
Aug 24,2024It was a Very Pleasant Experience. Everything went smoothly & Meeting The Notary (Brenda Green) Was a Real Blessing.
Bobpat Hern
Aug 24,2024The representative was very helpful in the navigation of the system. It took a very short time to complete the application and there was always someone available to explain all the forms and walk you through completion and signature. Everyone was extremely helpful and understanding. It took only a few days for the money to be deposited into my bank account.
Gary Christy
Aug 24,2024Quick and easy. Also felt safe with transaction. It was a big decision for me.
Jeff
Aug 24,2024It was quick and easy, and provided the financial solution we were looking for!
Sarah Sweet
Aug 23,2024Very easy and fast. Excellent customer service.
Jennifer D
Aug 22,2024I was approved for a HELOC by The Loan Store who sold the loan to Figure. After the mandatory 3-day waiting period, payment to my cash management account was initiated on August 13th. The next day they called me to say it had failed and they needed a voided check and a statement emailed to them. I sent these over immediately. That was 8 days ago. It took them 48 hours to re-initiate the deposit. On the 19th they told me it would take 1-3 days. On the 21st they told me it would take 2-4 days. On the 22nd they told me it would take 3-5 days. I'm sick of them moving the goalposts. It took 24 hours for them to say it failed. What's the holdup? They should have wired the funds instead of using ACH. Now I have to wait until next Monday to get the next excuse. Zero stars. Do not recommend.
Joe
Aug 22,2024Everything was so easy. We were approved quickly and received our loan payment when promised.
Chris B
Aug 22,2024The fastest funding I've ever seen. I was pre-qualified on a Monday night. Tuesday I was approved. Wednesday evening I did the e-notary over the phone. The money was pending in my checking account the next Monday. A week turn around is phenomenal.
David Sedillos
Aug 22,2024Unbelievably easy and did everything online, by far the best lending process I’ve experienced.
Nancy Hendrickson
Aug 20,2024Very quick and easy approval process.
Terry B.
Aug 19,2024What a great experience going with Figure. The representatives are knowledgeable, friendly, and responsive. You get connected right away, no waiting on hold for long periods. The process is quick and easy. Got an answer within minutes. The whole process from the initial application to receiving the deposit in my account was about 5 days! Quick, easy, and hassle-free. I highly recommend Figure, they are great!
Frank McCraw
Aug 18,2024My experience was awesome very easy and quick process. I do want a Figure T-shirt..
Sean McGuire
Aug 17,2024So completely easy. Process was super simple and convenient. I have not had to make a payment yet so we will see how that goes. But so far I am SUPER pleased with y'all. I also spoke to a great customer service rep in Reno who was super knowledgeable and helpful. Well done, y'all! 🤙🏻
Ann Hartland
Aug 17,2024The complete process was very easy and quick, from the application to finalization of funds.
Franchise Insiders
Aug 17,2024Wow! Is all I can say. Figure is as advertised and so much easier than the traditional path. Highly recommended!
Sabrina Wetzel
Aug 16,2024The steps were very streamlined and easy to complete. Loved the on-line notary service.
G. Rivera
Aug 16,2024When doing my research, Figure was touted as one of the best for quick Heloc and I'm happy I went with them. The time it took from when I submitted my application to when the Heloc got funded was quicker than anticapted. I applied on 8/1 and was funded by 8/8, and that was with having to wait 2 days to get my documents notarized. The icing on the cake was the great rate I got,
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
Bob
Aug 26,2024Easy to apply, fast service - 1 week between application and funding - and you kept me constantly updated along the way. What's not to like? I will surely recommend you in the future.