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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
Nelva Areas
Nov 01,2024They were very helpful in assisting us with our problem online and in answering our questions. We were amazed on how fast they approved our loan and fulfilled their pledge of funding the loan in 5 days.
Will Askew
Nov 01,2024Smoothest experience of any loan I’ve ever had n customer service was fantastic thx guys such a blessing for me n my family
Jim Blankenship
Oct 31,2024Initially, I was suspicious of the Ease of using Figure. After reviewing users' experiences with the platform, I decided to apply.....The process was increadibly easy. Very simple to understand and follow. From Initial "See My Rate" program to Funds being deposited into my Bank, it was a matter of about a week, including the weekend.
Dutkiewicz
Oct 31,2024The entire process was amazing, I highly recommend using FIGURE!
Kevin-WY
Oct 31,2024Easy application. Well documented. Fast approval time.
KEO515
Oct 29,2024I spent time submitting an online application for a home equity loan on a home with no mortgage that I've owned since 2001. All the data was inputted correctly and accepted. I received an email notice that my application was paused because the property address couldn't be located and to call their support number which I did. I was told that their system didn't recognize the property address (even though it auto-filled in the dropdown menu on the application screen) and that they would be unable to proceed with the application. Not believing this could possibly be true, I asked to have someone higher up call me. Only to have them call me to tell me the same thing that their system operates with a third-party software service and it couldn't locate the address and therefore I cannot apply for a loan with them. I am so incredulous that this home that I own free and clear, that I am the original and only owner of is ineligible because of a software glitch in their system, and that they are so robotic and inhuman to not be able to have the address accepted. I currently own four homes and have successfully bought and refinanced many properties over the past 30 years. NEVER IN MY LIFE have I been treated as horribly as I was by Figure.
Jo Johnson
Oct 28,2024Clear and concise procesd.
James Biggins
Oct 25,2024So far it’s been one of the most easiest processes that I’ve ever experienced when trying to obtain a loan, before seeing your mailer, I tried to go through who I already have my mortgage with and it turned into a joke, I truly hope your company set a strong example for others to follow.i greatly appreciate you and will definitely highly recommend you to others.
Kendall
Oct 25,2024Quick and easy process!
Len Smith
Oct 24,2024The process was simple and the money was in my account within 1 day!
Ruben Elenes
Oct 24,2024The ease of doing business. I believe it took 7 or 8 days to have the funds in my bank account. Minimal paperwork. Fees were compatible to other online lenders. The interest loan was a little less than Avian. I believe I'm saving $25-$30 a month with Figure. I did apply with Discover because they have No fees. I gave up on the application because they ask for way to many Docs and take 6 - 8 weeks to fund the loan. Plus Discover kept asking to resubmit paperwork. Figure ask for minimal paperwork. Once I'm done repaying this loan. I'll be seeking a big loan to help me build my beach house
John Pool
Oct 24,2024The Process of applying for a loan was easy and clear. Everything was simple use navigate and was very understandable. Great experience!!
Lori Lewandowski Carney
Oct 24,2024The process was seamless and the funding was quick.I highly recommend Figure for anyone interested in a HELOC
Lynn Matthies
Oct 22,2024I couldn’t believe how easy the process was. It was all done online, it was quick, easy to understand, and streamlined. It was a very good experience.
Jaquette
Oct 21,2024Quick and Seamless. I wish I would’ve went with you all a few weeks ago rather than another lender who took a month to deny my HELOC. You all are the best in the industry, hands down!
Gialinn
Oct 21,2024Everything happened fairly quickly and everything happened as we were told it would.
Marc Schechter
Oct 20,2024Very easy and seamless transaction.
Figure customer
Oct 18,2024Overall much seamless experience than going through traditional services. I am still not convinced the AI is fine tuned enough for when it determines the max limit available based on what is being requested for heloc. I think the AI needs to be inspected and iterated on to ensure it’s “better” than the traditional human review. The AI obviously helps scale and brings much more efficacy into the process but I’m still not convinced that it is factoring everything that a human would normally incorporate.
Todd V
Oct 18,2024It was quick and pretty straight forward. Would recommend to others
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
ELENA DOMINGUEZ
Nov 01,2024It was easy and user friendly...super happy