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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
Robert & Antonette Kass
Aug 15,2024I’m amazed how quick and easy it was! Mobile notary and all! There was no inconvenience on their part of timing or delays!?? I would recommend Figure to everyone.
EE
Aug 15,2024The customer representatives were excellent in answering all of my questions and very patient.
The Wrench
Aug 11,2024I had forgot that I had a loan on auto pay with you and I tried to open an account with Aven. Well after 3 weeks of their stalling and I had to find a current statement from Figure then I said cancel Aven and proceed with Figure. I'm glad I did. Just a few firms and a notary then we were funded. Thank you Figure.com
Matthew J Viers / VMHAIRCARE
Aug 11,2024I was trying for 3 months to get a 2nd loan on property, so much headache. I tried this one night after being frustrated and it was done in an hour. And funded about a week in total later. Saved my escrow!! Thank you!
Ashley Woods
Aug 10,2024Dislike how many hoops you have to jump through just get a loan. I understand proving that you are married, because you last name is different on your home when purchased, than the loan you are applying for. I provided more than enough, and the exact same information that my marriage license provided, and was STILL required to provide my marriage license. I mean do you need to know blood type and want my first born? You would absolutely give him back, he won't take y'alls crap either. I didnt need to go through this much BS when I purchased my home. I shouldn't have to go through this much for a loan. I absolutely appreciate the attorney that was provided for the closing. He rectified the problem with my name. I would like the overdraft fees y'all caused me to accrue as a result of you all taking YOUR precious time credited to my loan, bet I'll never see that. I'm glad this wasn't a life or death need. I will absolutely not recommend Figure to anyone. Edited after reply from Figure: I seriously doubt anyone gives a poop (can' use sentence enhancing words I guess, so I have to use a childish word) that I am not only frustrated. But I am pissed to say the least. I like your basically generic ass response. AGAIN, I provided ample proof. Please do not tell someone to do something I'm sure you clearly can see on your end, that I have obviously done. I will not be contacting a soul AGAIN. I should have told y'all where to stick your loan, but I needed this loan.
S Inman
Aug 10,2024This was quick and easy. Everyone I delt with was professional and nice. The rate and terms were perfect and it funded in less than 5 days. You're awesome!!! I am a little confused with the credit union membership part but that's OK.
grody
Aug 09,2024Easy and fast.
Marco Boos
Aug 09,2024Easy, transparent, fast, and straightforward process. simply amazing!!
Barbara
Aug 05,2024The process was seamless with very good communication and response time. Each associate that I dealt with knew exactly where I was with the loan and could pick up where I left off with another associate. Thank you for your great service.
Daniel Cotton
Aug 05,2024It was a simple process, all done online, the wholesale and direct system is kinda screwd I think ,wouldn't be the way I would do it, the only thing I have a problem with is the no business accounts when it comes to income verification. In the USA a single member LLC is a pass thru entity which means those single member LLC business accounts are also income ,they are for the irs, they should be here too but they are not, so you are basically taking away income from a single member LLC owner by not allowing those business accounts to be accessed for income verification
Faith Mills
Aug 04,2024The company works with you and explains the steps to get your money processed to your bank quickly.
Richard Cavanaugh
Aug 04,2024They processed my loan very quickly. And anytime I had a question they were quick to answer. Also very kind and courteous all the way through
Simon Howells
Aug 04,2024Excellent customer care service. No hassle Easy process Fast deposit
Laura D
Aug 03,2024The customer service team made the process so much easier than I expected. Phone support was available within a few minutes when I called to get help regarding the online application. We also received the loan within a week.
Michael
Aug 02,2024This was a quick process that was not a hassle. Appreciate Figure
Sasha Cherry
Aug 01,2024Easy, fast and great customer service.
Thomas Monti
Aug 01,2024Since I am in a wheelchair, it was very easy to complete the process
Orestes R Verdura
Jul 30,2024The process of obtaining the loan was smooth and effortless. The technology uses by the company makes the loan application process easy and quick.
houman
Jul 30,2024Overall my experience was phenomenal. The timing was extremely quick and communication throughout was on point.
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
Kerry Tubbs
Aug 16,2024Very quick process. No pressure.