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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
Anne Campbell
Jul 17,2024So seamless and simple. This was my best financial experience ever. Fast and professional.
Otoniel Serrania
Jul 16,2024Easy process on line. Help was a on-line Chat or phone call away. Approval was right away. Knew what we qualified for in minutes.
Arlet Urrutia
Jul 15,2024Figure makes the process simple and easy. Banks make it difficult on obtaining a HELOC. Process took one week to process. With a bank would have taken a lot more time. From what I learned with their quick process is they know and understand a person that’s responsible and make their payments on time.I would recommend Figure to anyone that would qualify. Thanks Figure
Teresa Frank
Jul 15,2024Everything was great! Your web site was easy to understand and use. Your customer service agents were very helpful. They really take their time and care about helping me to understand the process of getting my loan. I was greatly impressed with everything. I got my loan, I was also able to get the payments I asked for. So I am extremely happy. This takes a great stress of my shoulders, and helps to keep me health. You see I got this loan to repair my leaking roof. Because my roof leaks mold was starting to grow on my ceilings. I have Asthma and C.O.P.D. So the mold is a life threatening thing to me. So as I said this loan not only takes the stress off my shoulders, but also helps to save my life.
Garry Alexis
Jul 14,2024Everyone is very helpful with the help needed. I’m so happy for being a customer .
Roger Pagoada
Jul 12,2024Easy easy 👌 excelente service
David Parker
Jul 12,2024Timing, respectful and to the point, no delays, this company is one of the best, I ever worked with!
Zethanialdelwin
Jul 12,2024It was a very simple process to get the loan, and it was easy to apply.
Erin Wickliff
Jul 11,2024The process was very simple and quick. I needed to reach put to customer service, my request was promptly addressed and the representative was professional and pleasant. Thank you for simple and speedy service.
Jared Morris
Jul 11,2024The process of getting my HELOC was great. Even when I had a connectivity issue when submitting paperwork the customer service was excellent and they did their best to help me through. Once everything was approved the funding was fast and I got updates every step of the way.
Kenneth F
Jul 11,2024100% satisfied..after getting jerked around by banks,who kept moving the goal posts,and negatively affecting my credit score every time..Figure was a blessing..would recommend them to anyone..took my monthly payments from $3,200.00 down to $950.00 !! Looking forward to making my first payment ! Thank you.
Penelope Staples
Jul 11,2024This was the most streamlined and simple process for a loan I have ever experienced
I do not want to give a name.
Jul 10,2024Figure was so easy to work with. All steps in the loan process moved along at a good, steady pace. They made it easy to close sending a notary to the house. I recommend using Figure.
MB
Jul 10,2024Wonderful process…. If you need access to your equity I would go through Figure again hands down. We were very leery and saw a lot of mixed reviews but thru out the entire process, it was sooooo simple and fast. I had a lot of questions and used the chat feature a lot and it was a live person and so helpful. I don’t have a negative thing to say but will update later if anything changes.
Tiffany
Jul 07,2024Simple application process and verification. Customer service was very responsive and courteous . I received my funds in exactly five business days.
Anthony Jenkins
Jul 05,2024Excellent service. The process wasn’t complicated and very fast. In less than a week we had our money in the our bank account.
Sarah
Jul 05,2024The process was very easy and fast.
user
Jul 05,2024Excellent and intuitive experience, the process was fast and easy to understand.
Jason lewis
Jul 05,2024Didn't like the interest rate. Taking to long to get the money.
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
JM
Jul 18,2024Efficiency