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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
David Harper
Jun 13,2024The process, was amazingly fast, simple and straightforward.
Christopher Lawlis
Jun 13,2024Simple, efficient and transparent. Perfect example of how FinTech and digital economy can improve upon existing financial products at brick-and-mortar banks. Amazing experience; Highly satisfied.
Isa Nana
Jun 13,2024Awesome experience. Everything was done online. There was no appraisal except something they do online to figure value. Everything was completed and money in my account in less than a week. I cannot remember the exact date of my HELOC.
Robert Coleman
Jun 13,2024The whole process was very user friendly, easy to understand, and time effective.
Sherrie Thomas
Jun 13,2024Very customer friendly streamlined application process and user friendly customer portal to draw, make payments and re-draw. Staff members reply quickly in detail via email to inquiries. Very pleased I found company through browsing.
Joshua Polk
Jun 10,2024I loved all of the integrations that allowed for painless verification of credit, income, value, etc.
Amanda Gremillion
Jun 10,2024Getting a loan was all done online easily with money in our account in days! We now have no more credit card debt! Everything is one lower payment we can afford and our house is our only debt now! We can afford to enjoy life again without constant worry!
Angela Beard
Jun 09,2024Fast, easy, nothing hidden….
Janet
Jun 09,2024It was great..it was a easy process from the beginning to the end..I will definitely spread the word...best company hands down.
S passehl
Jun 08,2024This process is faast and efficient. And you get a 10 plus for great customer service start to finish. My whole family thanks you!
ALAN FISCHER
Jun 08,2024The whole process was super easy and I got progress updates throughout.
Matthew Mccrillis
Jun 07,2024Great experience! I applied for a loan from a credit union 5 months ago and was denied? ended up paying 18% through another loan company for the loan! I've been searching for a good debt consolidation place for a while and this is the place for sure! Had a hiccup in the beginning because I had a credit lock but after I talked on the phone to this lady I was approved in no time and got my money in less than 10 days! Seamless fantastic operation!
Franchy Tavares
Jun 07,2024Our experience from the beginning was excellent. Great customer service. They made things easy and explained every question my wife had.
Richard Brionez
Jun 06,2024Just want to say that the whole process was so transparent. Figure has given us very professional individuals to get our process taken care of. We would recommend Figure.
Tamara C.
Jun 06,2024From start to finish with Figure, as Iong as I had the needed information to complete my application, the process moved along with impressive ease. If I had a question, it was always answered completely and professionally. Once I completed the application process, the funds were in my account in just a few days--so great! Thank you so much!
JJ
Jun 06,2024If I could give them negative stars, I would! STAY AWAY from this company!!! They are the most grossly incompetent company I've ever worked with! "Figure Lending", "Figure Mortgage", "Figure Technologies".. whatever they want to call themselves, they're terrible! Customer Service doesn't listen at all and do a terrible job of documenting requests and adjustments! I have a mortgage with ONLY me and my dad on it. My parents have their own home and neither of them live at my home. However, Figure insisted on included my wife and my mother on the HELOC application as well. This was actually my SECOND application. My FIRST application was denied because of a lien on a property for someone that is NOT related nor has anything to do with me or my family!!! First red flag, I guess. I submitted another application anyway. My parents live about 45 minutes away from the notary office. We had to go to THREE separate notary sessions! The first time, my documents weren't ready in time, and we wasted a trip to the notary office without any indication of when the documents would be ready. The second time, they never corrected my mom's name on the application after I asked them to so they couldn't accept those signed documents. They told us we would have to schedule a 3rd notary appointment. I also asked them to update some email addresses, which they never did either. We finally met the 3rd time and finished our documents with the corrected info. Then I got an email 2 days ago asking to reschedule YET AGAIN for some corrections!! I called them and they said it was an error and was assured all seemed well and the application was still in progress. Only for them to call me the DAY BEFORE my HELOC was supposed to fund to tell me that in Texas, everyone on the application needs to live at the house!! Like nobody could have reviewed and determined this from the beginning?? Not even the lawyers that delayed my documents in the first place?? Their official communication lists "Adverse Action" and "We were unable to verify property ownership"! What does that even mean?!? I assure you I've lived at this residence for 4 years now. No requests for further information. No response for further clarification or response to my inquiry about filing a Quit Claim Deed form to remove my dad from the title. I feel I've been jerked around by this company back and forth from beginning to end! What a complete waste of time!
Willie Jackson
Jun 06,2024Answered every question professional and timely
Tope
Jun 03,2024Good customer service both on line and on site, quick loan process they make sure you understand every detail about your loan.
John Dickerson
Jun 01,2024Process was easy. Communication was great and everything went through quickly from start to finish
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
Tomovox's Motown Deep Dive
Jun 13,2024My experience was a fantastic one. It went quickly and smoothly. If there was an issue, they contacted me immediately, or I was able to reach out to them and have the issue quickly addressed. In the end, the process was fast and painless.