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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
Midniteinmke
Jan 17,2023They claim they make the process quick, but they did it by getting everything wrong. They had the wrong mortgage company, missed the bathroom remodel and the solar panels and valued my house $50,000 less than my current appraisal.
Christopher Williams
Jan 16,2023It’s seemed to good to be true but it wasn’t for once ! I’m honestly blown away by how streamlined the whole process was from beginning to end! As self-employed borrower it’s never that easy!
Ofelia JC
Jan 14,2023I would definitely recommend Figure for their outstanding customer success representatives. They help make the online process painless. Thanks to all involved, especially Taylor, for an incredible customer service experience.
Savi R.
Jan 13,2023Figure made this process stress free. The customer service agents were amazing. Thank you!!!
Shao Law
Jan 13,2023Easy to work with. Great rate. process quickly. I searched many lenders and contacted so many lenders. Figure is the best one to fit my needs. Figure saved me so much money. I am glad that I found Figure.
RJ Bartel
Jan 12,2023ease of use....prompt and efficient
William Burbage
Jan 05,2023Very easy and user-friendly process. Plus the turn around time from start to funding was extremely timely.
Yoemil Pinero
Jan 05,2023Just get all your info and then tell you they are not available in your area. Poor ethics or just a effing scam
vgartdear
Jan 04,2023Everything happened as they said, which is great.
Neil Kelley
Jan 04,2023Very streamlined, hassle free process. I was kept informed via email and text of each phase of the process. Application was easy and everything was fast and relatively easy. Customer service so far as been outstanding.
Ari
Jan 04,2023I am previous customer who returned to Figure for a HELOC loan. They had approved the loan on Thursday and scheduled a notary signoff for today (3rd Jan 2023 @ 845 pm). While I was out of a trip they canceled the approval without providing any information. When called their manager - Daniel who i spoke with was VERY UNHELPFUL. The only message, Danie, kept repeating like a broken record was he does not have a way to find out what was causing the error and he does not have a way to speak with anyone in the backend to even understand the issue. Knowing what figure used to be because my first HELOC was with them and what they are now, I would not recommend them. Their customer service is absolutely the WORST.
Doug Hall
Jan 01,2023We really enjoyed the streamline technology process Figure has put together. The process eliminates so much of the wasted time in the paper process and time expended in most other traditional loan companies. We felt the rates were on the high side which account for 4 out of 5 stars.
Chiwawamamagmail.com Bellababy
Dec 29,2022My husband and I are not good with computers at all and the staff helped us fill out everything. It was so easy and fast and convenient.
Maddi Mystic
Dec 29,2022This company is a fraud! I have all the info and yet at the last second, their 3rd party they use to get assets are NOT connected to TD Ameritrade as it says it is. I was denied because TD Ameritrade dumped this 3rd party and thus could not submit my assets! Horrible experience at the last moment!! BEWARE!!! I still can’t believe how they do business with a 3rd party not connected to major investment companies? And now I get the short end because Figure can’t do it. Not my fault. Now they have all my info. PS: their reply is not customer oriented. Be sure your financial institution is linked to them before going after a loan. No way around their limited list of financial institutions.
Ramona
Dec 26,2022The rate offered was 4 points less than the rate I ended with. I applied online and kept trying to click the loan with a 4% rate but it wouldn’t go through
John Kasimier
Dec 24,2022This process was very easy and fast from start to finish. The Figure team was great at communicating and very helpful with any questions I had. I highly recommend Figure to everyone!
Loliz
Dec 22,2022Do not do business with this company I regretted not asking how much will charge me for the process..Run from this company When they send the person to sing document they didn't include the amount they will charge for using them. RUN RUN RUN FIN THIS COMPANY
Kathy from Florida
Dec 22,2022Easy application, fast approval, fast money
TC
Dec 22,2022After speaking with my expert mortgage guy and explaining we were looking for a small second o noir home, he recommended Figure. Coincidentally, I was starring at their webpage when he said this! We applied and within 2 days had wrapped up the entire process. Everyone was very professional and happened as promised.
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
Samerjai Jitaree
Jan 18,2023I’m glad that figure helping me to get loan I need on time.