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Be, See, Do More with Payl8r.
Get what you want, whenever you want by spreading the cost of purchases online and in-store over 3, 6, 9, or 12 months.
All you need to do is choose Payl8r at checkout at one of our 2,000+ partner stores nationwide, or use our mailer application to spread the cost in-store.
Unlike traditional credit facilities, we offer flexible repayment plans to give customers more power over their purchases across the Beauty, eCommerce, Training, Tech and Travel sectors.No penalties for early repayment
Voted Best Retail Finance Provider 2020.
Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
Reviews 762
Craig
Feb 17,2025Tried to get me to take interest over interest free. I can easily afford the interest free option but they are pushy to get you to pay a larger deposit and spread the rest so long that you pay interest. This is unprofessional and definitely not for me. Very glad I declined.
shuan tunstall
Feb 17,2025Used for first time really easy application and super fast approval
Darren Aston
Feb 02,2025Great service whilst applying for the credit and great service after being approved. Plenty of communication from them about when my payment is due and confirmation of when it is paid.
Moham
Jan 31,2025Great help from customer service. Thanks
darren brown
Jan 30,2025Always wanted a private plate for my car, but thought it was out of my price range. Payl8r made it easy and helpful definitely recommend
Samantha Mcintyre
Jan 28,2025I'm very happey the with the lady who is doing my boxtox thanks Tasha
joanne parsons
Jan 28,2025This has been amazing for me I very rarely treat myself to anything as my children have everything so payments in installments is. Awesome will continue to use
Anthony
Jan 19,2025So easy eas afraid to do it as not good with things like this but trust it's easy and ready good I will use again thankyou
Identity fraud family member
Jan 17,2025I’m not a customer, but I had to report possible identity fraud and someone trying to impersonate a relative. And customer services were incredibly helpful and able to set my mind at rest about the situation. They emailed back, explaining exactly what I needed to do to talk to them, which options to press and really thought carefully about the situation and how to handle it. Thank you very much!
Lyndsey Kneen
Jan 15,2025Amy Sarah Lottering was a brilliant help to me , she was a great help in helping me get a refund from Utopia aesthetics
Lauren Mairs
Jan 13,2025Quick reply and so helpful. Would absolutely recommend to anyone
David D Stanton
Jan 09,2025Their website stinks if you want to pay off ealry or make a seperate payment their web page has nothing to enable this. You'd have to call them I guess. Why are they so 1980s I would have used PayPal instead they offered it.
Cesar Ferreira
Jan 07,2025Great experience
Wiesje Mcewan
Jan 06,2025Realy nice company sorted straight away
Claire O
Dec 31,2024Requesting to see 6 months of bank statements or have open banking access to my account for only £900 - I don't think so!! Talk about an invasion of privacy for such a small amount of money when a basic credit check would suffice. My credit score is near perfect. The only good thing about this company is they are quite quick to answer emails but I would be too if charging what they do. There are lots of other lenders out there but this company provide credit for the company I want to study a course through (NCCE). My bank have happily accepted my loan request. AVOID !!
Shawn Bignell
Dec 23,2024Trusted implicitly and so easy to use
Smc
Dec 17,2024Took out a agreement with them at a rate and once approved the intrest on it went up by 50% which I feel was a little cheeky giving during the application was told it would be lower let it slid this time but will be avoiding them in the future just beware not saying there bad just if you offer a rate don’t up it after approval
Sharon Sanjeev
Dec 15,2024Love that it gave me the freedom to pay at my own pace. Your unique reference number: 565
Teodor Adochitei
Dec 14,2024Payl8r has helped me spread the cost of my purchase, besides being easy to access it also benefits my credit score. In addition they were very helpful when I needed it. I recommend! Reference number :234
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, GB
https://www.payl8r.com?utm_source=trustpilot&utm_medium=company_profile&utm_campaign=click_domain&utm_id=Trustpilot
Ashley Roshier
Feb 25,2025Easy simple hassle free